SMEDA Pakistan
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Government of Pakistan
·
State Bank of Pakistan
+92-42-111-111-456
·
helpdesk@smeda.org
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MCB Islamic Bank Limited
MCB Islamic Bank Limited
FATR
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Loan Limit Range
PKR 5M - 50M
Markup Rate
Contact bank officer
Max Tenure
30-90 days
Eligible Sectors
Manufacturing, Trading
Eligibility & Qualification Criteria
Qualify SBP PRs on SME.
Clean Credit History (no default on ECIB)
Maintain A/c with BOK with clear KYC/AML
Valid NTN
Member of any Chamber or trade/business body.
Financing Scope & Purpose
Guarantee/LC
Purchase of Raw Material
Required Documentation Checklist
Loan Application
Financial Statements
Bank Statement
Utility bill copy.
CNIC copy
Import / purchase invoice
Collateral & Security Requirements
Title Deed of property.
NOC & NEC of property from concerned authority.
Pre-mortgage legal opinion.
Valuation of property.
A
Ahsan Khalid Mirza
Incharge SME Finance
Bank of Khyber head Office, Mall Road Peshawar Cantt.
City: Peshawar
Call 091-5278295
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SME Monthly EMI Calculator
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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