SMEDA Pakistan
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Government of Pakistan
·
State Bank of Pakistan
+92-42-111-111-456
·
helpdesk@smeda.org
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SMEDA — Govt. of Pakistan
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Faysal Bank
Faysal Bank
Sahulat Loan
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Loan Limit Range
PKR 500K - 500M
Markup Rate
3 month KIBOR+ 4.5% - 5.5%
Max Tenure
1 - 5 year
Eligible Sectors
Manufacturing, Services, Trading
Eligibility & Qualification Criteria
SME, Commercial
1 year relevant experience
Financing Scope & Purpose
Purchase of Machinery and Equipment
Guarantee/LC
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Raw Material
Required Documentation Checklist
Loan Application Form
CNIC
Bank Statement
Proof of relevant business experience
Collateral & Security Requirements
Lien on liquid securities (UBL deposit, National Saving Certificates, etc.)
H
Hasnain Mirza
Head
UBL HO
Call Portal Helpline
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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