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First Women Bank Limited (FWBL)
First Women Bank Limited (FWBL)

Kamyab Karobar

Loan Limit Range
PKR 500K - 5M
Markup Rate
3 month KIBOR+ 2.5% - 5.5%
Max Tenure
Up to 1 year
Eligible Sectors
Services, Manufacturing, Trading

Eligibility & Qualification Criteria

  • All BOP's existing SME Proprietorship customers, having age between 21 and 65 years (at the time of maturity) excluding Dormant/ Debit block/ Credit block/ Frozen/ non-residents/ deceased/ mandate accounts/ expired CNIC accounts.
  • All BOP's existing SME proprietorship customers already availing any type of finance facility from BOP through secured collateral/security.
  • DBR shall not exceed more than 50%.
  • SAAF product scorecard shall be run and applicants with 50% passing marks will be successful.
  • Lending relationship with BOP 1 year or more.
  • No 30+DPD
  • Minimum experience requirement Minimum 1 year in same line of business
  • 1 time turnover of limit amount.
  • All accounts which have satisfactory account conduct i.e. have met minimum required turnover of at least 1 time of limit amount shall be renewed on portfolio basis.

Financing Scope & Purpose

  • Guarantee/LC
  • Payment of Labour & other expenses
  • Payment to Suppliers
  • Purchase of Raw Material
  • Purchase of Agricultural Inputs
  • Purchase of Agricultural Machinery and Implements
  • Purchase of Dairy/Livestock/Poultry Machinery
  • Purchase of Land
  • Purchase of Machinery and Equipment

Required Documentation Checklist

  • As per Bank's Policy

Collateral & Security Requirements

  • Clean against Personal Guarantee
B
BOP Representative
SME Financing Specialist
The Bank of Punjab (BOP)
City: Respective City
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