All BOP's existing SME Proprietorship customers, having age between 21 and 65 years (at the time of maturity) excluding Dormant/ Debit block/ Credit block/ Frozen/ non-residents/ deceased/ mandate accounts/ expired CNIC accounts.
All BOP's existing SME proprietorship customers already availing any type of finance facility from BOP through secured collateral/security.
DBR shall not exceed more than 50%.
SAAF product scorecard shall be run and applicants with 50% passing marks will be successful.
Lending relationship with BOP 1 year or more.
No 30+DPD
Minimum experience requirement Minimum 1 year in same line of business
1 time turnover of limit amount.
All accounts which have satisfactory account conduct i.e. have met minimum required turnover of at least 1 time of limit amount shall be renewed on portfolio basis.