SMEDA Pakistan
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Government of Pakistan
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Allied Bank Limited (ABL)
Allied Bank Limited (ABL)
HBL Seasonal Finance (Flour mills, Cotton Ginning Mills, Rice Husking, Oil Seed and Pulses)
Call Officer
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Loan Limit Range
PKR 1M - 200M
Markup Rate
​As per schedule of charges
Max Tenure
From start to end of season –Maximum up to 10 months​.
Eligible Sectors
Agriculture, Manufacturing, Trading
Eligibility & Qualification Criteria
18 to 60 years of age.
A business in operation for at least 3 years.
Regular utility bill payment history for last 6 months.
A proprietorship letter or partnership deed or latest form 29.
Financing Scope & Purpose
Purchase of Raw Material
Purchase of Machinery and Equipment
Payment to Suppliers
Payment of Labour & other expenses
Guarantee/LC
Required Documentation Checklist
Complete application form
A valid CNIC.
The primary sponsor/ mortgagor / borrower must be resident Pakistanis.
The borrower must fulfill the bank and applicable regulatory policies.
Any other requirement which the bank may deem necessary from time to time.
Collateral & Security Requirements
Secured against residential/commercial/industrial property.
A
Aamir Kureshi
Head Retail Lending SME
22-Habib Bank Plaza I.I. Chundrigar Road.
City: Karachi
Call 021-37137425
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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