SMEDA Pakistan
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Government of Pakistan
·
State Bank of Pakistan
+92-42-111-111-456
·
helpdesk@smeda.org
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SMEDA — Govt. of Pakistan
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United Bank Limited (UBL)
United Bank Limited (UBL)
Working Capital Finance
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Loan Limit Range
PKR 1M - 5M
Markup Rate
Contact bank officer
Max Tenure
1 year
Eligible Sectors
Manufacturing, Services, Trading
Eligibility & Qualification Criteria
For SMEs to meet their working capital req
Financing Scope & Purpose
Purchase of Raw Material
Required Documentation Checklist
Bank account statement last 12 months
Latest Financials
Copy of CNIC Individual/Partner/Directors * Machine / Equipement Performa
Collateral & Security Requirements
Collateral (Property/Charge over asset)
U
Umair Khan
Product Head
N/A
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SME Monthly EMI Calculator
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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