SMEDA Pakistan
·
Government of Pakistan
·
State Bank of Pakistan
+92-42-111-111-456
·
helpdesk@smeda.org
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The Bank of Punjab (BOP)
The Bank of Punjab (BOP)
Islamic Refinance and Credit Guarantee Scheme for Women Entrepreneur
Call Officer
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Loan Limit Range
Up to PKR 5M
Markup Rate
Contact bank officer
Max Tenure
The maximum tenor of the facility is 5 years including a grace period of up to 6 months
Eligible Sectors
Agriculture, Manufacturing, Trading
Eligibility & Qualification Criteria
Financing is allowed for setting up of any new business enterprises or for expansion of existing ones (subject to Shariah approval).
Financing Scope & Purpose
Business Startup
Payment of Labour & other expenses
Payment to Suppliers
Purchase / Construction / Renovation of Building
Purchase of Agricultural Machinery and Implements
Purchase of Dairy/Livestock/Poultry Machinery
Purchase of Machinery and Equipment
Purchase of Raw Material
Required Documentation Checklist
Company profile (if operational)
CNIC of all sponsor
SBP's LAF
Audited or Management Financing (if this is not a new business)
Exact utilization of funds.
Repayment plan
Future cash flows
Collateral & Security Requirements
Preferably only PG is obtained
However, on a case-to-case basis, hypo over current/fixed assets or tangible collateral may be obtained.
A
Aamir Salehjee
Head
Faysal House, ST 02, Main Shahra-e-Faisal
City: Karachi
Call 021 32795532
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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