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SBP State Bank of Pakistan
+92-42-111-111-456 · helpdesk@smeda.org
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The Bank of Punjab (BOP)
The Bank of Punjab (BOP)

PMYBL

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Loan Limit Range
PKR 500K - 7M
Markup Rate
Contact bank officer
Max Tenure
Up to 8 Years (Financing is allowed preferably up to 5 years)
Eligible Sectors
Agriculture, Manufacturing, Trading

Eligibility & Qualification Criteria

  • Financing is allowed for only business purposes, such as working capital requirement, CAPEX, or a new business.

Financing Scope & Purpose

  • Business Startup
  • Payment of Labour & other expenses
  • Payment to Suppliers
  • Purchase / Construction / Renovation of Building
  • Purchase of Agricultural Inputs
  • Purchase of Agricultural Machinery and Implements
  • Purchase of Dairy/Livestock/Poultry Machinery
  • Purchase of Machinery and Equipment
  • Purchase of Raw Material

Required Documentation Checklist

  • Account statements for the last six months.
  • Audited or management financial statements.
  • A detailed explanation of how the funds will be utilized.
  • Projected cash flow for the next year.
  • SBP's Finance Application Form (LAF).
  • If it's a new business, a detailed feasibility report is required, including cash flow projections.

Collateral & Security Requirements

  • FBL has only been sanctioned limit for Tier 2 & 3.
  • Collateral Required > Considering the purpose of the financing FBL may just obtain a PG and Hypo over goods to allow financing. For larger exposures, hypo over current or fixed assets with tangible collateral will be required.
M
M. Azeem Shamsi
Senior Manager
Faysal House, ST 02, Main Shahra-e-Faisal
City: Karachi
Call 021 32795861 Compare with Other Banks