HBL Small Business Finance (SBF) — Allied Bank Limited (ABL)

Eligibility & Qualification Criteria

The sponsor/mortgagor/borrower/ must be resident Pakistanis having age between 25 to 65 years.
A business in operation for at least 3 years.
Clean ECIB.
Qualify SBP PRs on SME.

Loan application Form on Prescribed Format.
Attested photocopy of CNIC of Sponsor/Owner/proprietor/Partners/Directors and mortgagor.
Copies of last 3 years Income Tax returns filed in the business name, if applicable.
Copies of last 3 years Income Tax and Wealth Tax returns / statements filed for partners/ proprietor/ directors, if applicable,
Copy of Title documents (Sale Deeds, Transfer Letter, etc.), latest payment receipt for Property Tax and duties, levies paid in respect of the property and other supporting documents of property offered to the bank as security.
Copy of current professional association / trade body membership/NTN certificate, if applicable.
Bank's Charge documents after loan is approved.
Copy of Rent Agreement of business place (if premises is on rent).
Two recent Passport size Photographs of the partners / proprietor.
Stock report in case of Manufacturing and Trading concern.
Your last paid utility bill and business data.
Insurance of mortgage property after loan is approved.
Documents (internal ledgers & sales register) to prepare Financials Evaluation.
A certified copy of your bank statement for the last 1 year.
A proprietorship letter or partnership deed or latest form 29 or search report as applicable.
Evaluation of collateral and legal vetting of property documents.

Aamir Kureshi

Head Retail Lending SME

22-Habib Bank Plaza I.I. Chundrigar Road.

City: Karachi