SMEDA SMEDA Pakistan
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Government of Pakistan
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SBP State Bank of Pakistan
Official Government Financing Comparison Tool

Side-by-Side Product Matrix

Comparing loan limits, interest markup rates, tenure options, eligibility criteria, and direct loan officer contact numbers.

Product Spec
Al Baraka Bank Ltd.

Refinance and Credit Guarantee Scheme for Women Entrepreneurs (WE Scheme)

Manufacturing, Services, Trading
Loan Limit Range Up to PKR 5M
Markup Rate & Fees 1. 1.75% + Deposit Rate (Deposits)2. 1.25% + 6 Month KIBOR for limit >= 10 million (DSC/SSC)2(a). 1.75% + 6 Month KIBOR for limit < 10 million (DSC/SSC)3. 1.75 spread + 6 Month KIBOR (FCR/Other Bank Deposit)4. 2% spread + 6 Month KIBOR (Bonds)
Tenure & Period 5 Years (max)
Covered Sectors Manufacturing, Services, Trading
Financing Purpose Others, Purchase of Dairy/Livestock/Poultry Machinery, Purchase of Agricultural Machinery and Implements, Purchase / Construction / Renovation of Building, Payment of Labour & other expenses, Payment to Suppliers, Purchase of Machinery and Equipment, Purchase of Raw Material
Eligibility Criteria
  • SMEs
Details & Contact
Mr. Shahid Malik
Head Products SME & Commercial