SMEDA SMEDA Pakistan
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Government of Pakistan
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SBP State Bank of Pakistan
+92-42-111-111-456 · helpdesk@smeda.org
Official Government Financing Comparison Tool

Side-by-Side Product Matrix

Comparing loan limits, interest markup rates, tenure options, eligibility criteria, and direct loan officer contact numbers.

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Product Spec
Bank Alfalah Limited (BAL)
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Bank Alfalah Limited (BAL)

Agri Finance (Running Finance)

Agriculture
Loan Limit Range PKR 1M - 30M
Markup Rate & Fees Kibor + 5% - 5.5%
Tenure & Period Up to 1 year
Covered Sectors Agriculture
Financing Purpose Payment of Labour & other expenses, Payment to Suppliers, Purchase of Raw Material
Eligibility Criteria
  • Must be a Pakistani Resident
  • Fresh Customers and BTF
  • Approved cities: Karachi, Lahore, Rawalpindi, Islamabad, Faisalabad, Multan and Gujranwala.
  • Min Income PKR 50,000 per month
  • Borrowers age: 25-60 years for primary and up to 65 years for income co-borrower. While 18 -65 years for property co-borrower. Moreover, the max age for primary co-borrower in case of BTF is extendable up to 65 years.
  • Business Tenor Requirements: Min 5 years for fresh customers while min 3 years for BTF.
  • The loan is renewable on completing the 1st tenure in good faith.
Details & Contact
Faisal Shabbir
Regional Sales Manager