/* ═══════════════════════════════════════════════════════════════════════════
   SMEDA SME Financing Portal — Premium Transformation
   Research-backed, Psychologically optimised, Animated
   Google Fonts: Plus Jakarta Sans + Inter
   ═══════════════════════════════════════════════════════════════════════════ */

/* ─── Design Tokens ────────────────────────────────────────────────────── */
:root {
  /* Brand colours */
  --green-950: #021A0A;
  --green-900: #01411C;   /* Pakistan flag green */
  --green-800: #015C27;
  --green-700: #006835;
  --green-600: #007A3D;
  --green-500: #009148;
  --green-400: #00A86B;
  --green-300: #34C880;
  --green-200: #A8EECA;
  --green-100: #D4F7E5;
  --green-50:  #EEF9F3;

  --gold:      #F5A623;
  --gold-dark: #C8841A;
  --gold-tint: #FFF8EA;

  --blue-accent: #1A6FBF;

  /* Neutrals (warm-green tinted) */
  --ink-950: #0A1A0F;
  --ink-800: #1E3426;
  --ink-600: #3D5C47;
  --ink-400: #5A7A64;
  --ink-300: #8EA898;
  --ink-200: #C4D4C9;
  --ink-100: #E2EDE6;
  --ink-50:  #F0F5F2;

  /* Surfaces */
  --bg:       #EFF4F1;
  --surface:  #FFFFFF;
  --surface-2:#F5F9F6;

  /* Semantic */
  --success:  #007A3D;
  --danger:   #C0392B;
  --warning:  #D68910;

  /* Typography */
  --font-head: 'Plus Jakarta Sans', 'Segoe UI', system-ui, sans-serif;
  --font-body: 'Inter', 'Segoe UI', system-ui, sans-serif;
  --font-mono: 'JetBrains Mono', 'Consolas', monospace;

  /* Shadows */
  --shadow-xs:   0 1px 3px rgba(1,65,28,0.06);
  --shadow-sm:   0 2px 8px rgba(1,65,28,0.08);
  --shadow-md:   0 4px 24px rgba(1,65,28,0.10);
  --shadow-lg:   0 8px 40px rgba(1,65,28,0.14);
  --shadow-xl:   0 16px 64px rgba(1,65,28,0.18);
  --shadow-card: 0 1px 4px rgba(1,65,28,0.06), 0 0 0 1px rgba(1,65,28,0.06);

  /* Radii */
  --r-xs: 4px;
  --r-sm: 8px;
  --r-md: 12px;
  --r-lg: 16px;
  --r-xl: 24px;
  --r-2xl: 32px;

  /* Layout */
  --container: 1160px;
  --nav-h: 66px;
  --gov-h: 34px;

  /* Transitions */
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in: cubic-bezier(0.4, 0, 1, 1);
  --t-fast: 0.15s;
  --t-base: 0.25s;
  --t-slow: 0.45s;
}

/* ─── Reset ─────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html {
  font-size: 15px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}
body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--ink-800);
  line-height: 1.6;
  overflow-x: hidden;
}
a { color: var(--green-700); text-decoration: none; transition: color var(--t-fast); }
a:hover { color: var(--green-500); }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
input, select, textarea { font-family: inherit; }
ul { list-style: none; }
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-head);
  color: var(--ink-950);
  line-height: 1.2;
  font-weight: 700;
}
img { display: block; max-width: 100%; }

/* ─── Layout Utilities ───────────────────────────────────────────────────── */
.wrap { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* ─── Reveal Animation Classes ───────────────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* ════════════════════════════════════════════════════════════════════════════
   GOV STRIP
════════════════════════════════════════════════════════════════════════════ */
.gov-strip {
  height: 36px;
  background: linear-gradient(90deg, #0b1329 0%, #1e293b 100%);
  display: flex;
  align-items: center;
  position: relative;
  z-index: 300;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.gov-strip-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  width: 100%;
}
.gov-strip-badges {
  display: flex;
  align-items: center;
  gap: 16px;
}
.gov-badge {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 11.5px;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  letter-spacing: 0.01em;
}
.gov-badge-img {
  width: 18px;
  height: 18px;
  object-fit: contain;
  border-radius: 4px;
  background: #ffffff;
  padding: 1.5px;
  flex-shrink: 0;
}
.gov-strip-right {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  color: rgba(255,255,255,0.65);
}
.gov-strip-right a { color: rgba(255,255,255,0.9); text-decoration: none; }
.gov-strip-right a:hover { text-decoration: underline; }
.gov-sep { color: rgba(255,255,255,0.25); padding: 0 2px; }

/* ════════════════════════════════════════════════════════════════════════════
   NAVIGATION
════════════════════════════════════════════════════════════════════════════ */
.nav {
  position: sticky;
  top: 0;
  z-index: 200;
  height: 72px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.8);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.03);
  display: flex;
  align-items: center;
  transition: all 0.2s var(--ease);
}
.nav.scrolled {
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  width: 100%;
}
.nav-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
  text-decoration: none;
}
.nav-brand-logo-img {
  height: 42px;
  width: auto;
  object-fit: contain;
  display: block;
}
.nav-brand-text strong {
  display: block;
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  color: var(--blue-900);
  letter-spacing: -0.02em;
  line-height: 1.15;
}
.nav-brand-text span {
  display: block;
  font-size: 10.5px;
  font-weight: 600;
  color: var(--ink-500);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}
.nav-links a {
  padding: 7px 14px;
  border-radius: var(--r-md);
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-700);
  text-decoration: none;
  transition: all 0.2s var(--ease);
  white-space: nowrap;
}
.nav-links a:hover {
  background: var(--blue-50);
  color: var(--blue-800);
}

.nav-tools-group {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}
.nav-cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  border-radius: var(--r-md);
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  color: #ffffff !important;
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s var(--ease);
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(30, 58, 138, 0.25);
}
.nav-cta:hover {
  background: linear-gradient(135deg, var(--blue-800), #0f172a);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(30, 58, 138, 0.35);
}
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  width: 30px;
  padding: 4px;
  cursor: pointer;
}
.nav-hamburger span {
  display: block;
  height: 2px;
  background: var(--ink-600);
  border-radius: 2px;
  transition: all var(--t-base);
}
.nav-hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; transform: translateX(-10px); }
.nav-hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* Pixel-Perfect Compact Mobile Nav Overlay */
.nav-mobile {
  position: fixed;
  inset: 0;
  z-index: 1050;
  background: #ffffff;
  padding: 16px 20px 24px;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  opacity: 0;
  pointer-events: none;
  transform: translateY(-12px);
  transition: opacity 0.25s var(--ease), transform 0.25s var(--ease);
}
.nav-mobile.open {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.nav-mobile-inner {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 500px;
  margin: 0 auto;
}

.nav-mobile-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--ink-200);
}
.nav-mobile-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 800;
  color: var(--blue-950);
}
.nav-mobile-logo {
  height: 28px;
  width: auto;
  object-fit: contain;
}

.nav-mobile-close {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #f1f5f9;
  border: 1px solid #cbd5e1;
  color: #334155;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s var(--ease);
}
.nav-mobile-close:hover {
  background: #dc2626;
  border-color: #dc2626;
  color: #ffffff;
}

.nav-mobile-links {
  display: flex;
  flex-direction: column;
}
.mob-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 13px 10px;
  font-size: 14.5px;
  font-weight: 700;
  color: var(--ink-900);
  border-bottom: 1px solid var(--ink-100);
  text-decoration: none;
  transition: all 0.15s var(--ease);
}
.mob-link:hover {
  background: var(--blue-50);
  color: var(--blue-800);
  padding-left: 14px;
}

.nav-mobile-tools {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 4px;
}
.nav-tools-label {
  font-size: 11px;
  font-weight: 800;
  color: var(--ink-400);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 2px;
}
.nav-mobile-tool-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 14px 18px;
  border-radius: var(--r-lg);
  background: #f0f9ff;
  border: 1.5px solid #bae6fd;
  color: var(--blue-900);
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s var(--ease);
}
.nav-mobile-tool-btn:hover {
  background: #e0f2fe;
  border-color: #7dd3fc;
}
.nav-mobile-tool-btn.highlight {
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  border-color: var(--blue-900);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(30, 58, 138, 0.25);
}
.nav-mobile-tool-btn.highlight:hover {
  background: linear-gradient(135deg, var(--blue-800), #0f172a);
}

.nav-mobile-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 24px;
  background: linear-gradient(135deg, #2563eb, #1d4ed8);
  color: #ffffff !important;
  text-align: center;
  font-size: 15px;
  font-weight: 800;
  border-radius: var(--r-lg);
  text-decoration: none;
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.35);
  margin-top: 8px;
}

/* ════════════════════════════════════════════════════════════════════════════
   HERO
════════════════════════════════════════════════════════════════════════════ */
.hero {
  background: linear-gradient(135deg, var(--green-900) 0%, var(--green-700) 50%, var(--green-600) 100%);
  position: relative;
  overflow: hidden;
  padding: 64px 0 52px;
}
/* Decorative geometric shapes */
.hero::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: 60px; left: -120px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0,168,107,0.2) 0%, transparent 70%);
  pointer-events: none;
}
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}
.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 440px;
  gap: 40px;
  align-items: start;
}
/* Left column */
.hero-content { padding-bottom: 56px; }
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 14px;
  border-radius: var(--r-xl);
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  font-size: 11.5px;
  font-weight: 700;
  color: rgba(255,255,255,0.9);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 20px;
  animation: fadeUp 0.6s var(--ease) 0.1s both;
}
.hero-eyebrow-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--green-300);
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.7); }
}
.hero-title {
  font-family: var(--font-head);
  font-size: clamp(28px, 4vw, 50px);
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.03em;
  line-height: 1.08;
  margin-bottom: 20px;
  animation: fadeUp 0.6s var(--ease) 0.2s both;
}
.hero-title span {
  color: var(--green-300);
  display: inline-block;
  position: relative;
}
.hero-title span::after {
  content: '';
  position: absolute;
  bottom: 2px; left: 0; right: 0;
  height: 3px;
  background: var(--green-300);
  border-radius: 2px;
  opacity: 0.4;
}
.hero-subtitle {
  font-size: 16px;
  line-height: 1.7;
  color: rgba(255,255,255,0.78);
  max-width: 480px;
  margin-bottom: 32px;
  animation: fadeUp 0.6s var(--ease) 0.3s both;
}
.hero-actions {
  display: flex;
  gap: 12px;
  align-items: center;
  flex-wrap: wrap;
  animation: fadeUp 0.6s var(--ease) 0.4s both;
}
.btn-hero-primary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 28px;
  background: #fff;
  color: var(--green-800) !important;
  border-radius: var(--r-md);
  font-size: 15px;
  font-weight: 800;
  box-shadow: 0 4px 24px rgba(0,0,0,0.2);
  transition: all var(--t-base) var(--ease);
  letter-spacing: -0.01em;
}
.btn-hero-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  background: var(--green-50);
}
.btn-hero-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 24px;
  border: 1.5px solid rgba(255,255,255,0.3);
  border-radius: var(--r-md);
  font-size: 15px;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  transition: all var(--t-base) var(--ease);
}
.btn-hero-ghost:hover {
  border-color: rgba(255,255,255,0.6);
  background: rgba(255,255,255,0.08);
  color: #fff;
}
/* Hero stats row */
.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.12);
  animation: fadeUp 0.6s var(--ease) 0.5s both;
}
.hero-stat { flex: 1; }
.hero-stat-num {
  font-family: var(--font-head);
  font-size: clamp(22px, 3vw, 32px);
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.03em;
  line-height: 1;
  display: block;
}
.hero-stat-label {
  font-size: 11.5px;
  color: rgba(255,255,255,0.55);
  margin-top: 4px;
  font-weight: 500;
  letter-spacing: 0.02em;
  display: block;
}
/* Right column — filter card */
.hero-filter-card {
  background: #fff;
  border-radius: var(--r-xl);
  box-shadow: 0 20px 60px rgba(0,0,0,0.25), 0 0 0 1px rgba(255,255,255,0.1);
  overflow: hidden;
  position: relative;
  top: 0;
  width: 100%;
  box-sizing: border-box;
  animation: fadeUp 0.7s var(--ease) 0.3s both;
}
.hero-filter-card-header {
  padding: 16px 20px 12px;
  background: linear-gradient(135deg, var(--green-50) 0%, #fff 100%);
  border-bottom: 1px solid var(--ink-100);
}
.hfc-title {
  font-family: var(--font-head);
  font-size: 15.5px;
  font-weight: 800;
  color: var(--ink-950);
  letter-spacing: -0.02em;
  margin-bottom: 2px;
}
.hfc-sub { font-size: 11.5px; color: var(--ink-400); }
.hero-filter-card-body { padding: 16px 18px 18px; width: 100%; box-sizing: border-box; }

/* Sector tiles in card */
.sector-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 14px;
  width: 100%;
  box-sizing: border-box;
}
.sector-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 8px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-md);
  background: var(--surface-2);
  cursor: pointer;
  transition: all var(--t-base) var(--ease);
  -webkit-user-select: none;
  user-select: none;
  text-align: left;
  width: 100%;
  min-width: 0;
  box-sizing: border-box;
  overflow: hidden;
}
.sector-btn:hover {
  border-color: var(--green-300);
  background: var(--green-50);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}
.sector-btn.active {
  border-color: var(--green-700);
  background: var(--green-50);
  box-shadow: 0 0 0 3px rgba(0,104,53,0.1);
}
.sector-btn-icon {
  width: 28px; height: 28px;
  border-radius: var(--r-sm);
  background: var(--ink-50);
  border: 1px solid var(--ink-100);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-700);
  flex-shrink: 0;
  transition: all var(--t-base);
}
.sector-btn.active .sector-btn-icon,
.sector-btn:hover .sector-btn-icon {
  background: var(--green-700);
  border-color: var(--green-700);
  color: #fff;
}
.sector-btn-info { flex: 1; min-width: 0; overflow: hidden; }
.sector-btn-label {
  font-size: 12px;
  font-weight: 700;
  color: var(--ink-800);
  line-height: 1.2;
  display: block;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.sector-btn.active .sector-btn-label { color: var(--green-700); }
.sector-btn-desc {
  font-size: 9.5px;
  color: var(--ink-400);
  margin-top: 1px;
  line-height: 1.2;
  display: block;
  overflow: hidden;
  white-space: nowrap;
  text-overflow: ellipsis;
}

.loan-word-display {
  font-size: 11px;
  font-weight: 700;
  color: var(--blue-700);
  margin-top: 3px;
  min-height: 15px;
  line-height: 1.2;
}


/* Filter fields in card */
.filter-field {
  margin-bottom: 12px;
}
.filter-label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--ink-400);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 5px;
}
.filter-select,
.filter-input {
  width: 100%;
  height: 40px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-sm);
  background: var(--surface);
  padding: 0 12px;
  font-size: 13.5px;
  color: var(--ink-800);
  outline: none;
  transition: border-color var(--t-fast), box-shadow var(--t-fast);
}
.filter-select:focus,
.filter-input:focus {
  border-color: var(--green-600);
  box-shadow: 0 0 0 3px rgba(0,104,53,0.08);
}
.filter-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}
.btn-find {
  width: 100%;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 16px;
  background: linear-gradient(135deg, var(--green-800) 0%, var(--green-600) 100%);
  color: #fff;
  border-radius: var(--r-md);
  font-size: 15px;
  font-weight: 800;
  letter-spacing: -0.01em;
  cursor: pointer;
  border: none;
  box-shadow: 0 4px 16px rgba(1,65,28,0.35);
  transition: all var(--t-base) var(--ease);
  position: relative;
  overflow: hidden;
}
.btn-find::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0);
  transition: background var(--t-fast);
}
.btn-find:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(1,65,28,0.4);
}
.btn-find:hover::before { background: rgba(255,255,255,0.08); }
.btn-find:active { transform: translateY(0); }
.btn-find.loading { pointer-events: none; opacity: 0.8; }
/* Glow pulse */
@keyframes glow-pulse {
  0%, 100% { box-shadow: 0 4px 16px rgba(1,65,28,0.35); }
  50% { box-shadow: 0 4px 28px rgba(1,65,28,0.55); }
}
.btn-find { animation: glow-pulse 3s ease infinite; }
.btn-find:hover { animation: none; }

.btn-clear-filters {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  margin-top: 12px;
  padding: 10px 16px;
  border-radius: var(--r-md);
  background: #f1f5f9;
  border: 1px solid #cbd5e1;
  color: var(--ink-700);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s var(--ease);
  width: 100%;
  box-sizing: border-box;
}
.btn-clear-filters:hover {
  background: #e2e8f0;
  color: var(--ink-950);
  border-color: #94a3b8;
}

/* ════════════════════════════════════════════════════════════════════════════
   RESULTS SECTION
════════════════════════════════════════════════════════════════════════════ */
.results-section { padding: 40px 0 56px; }
.results-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  flex-wrap: wrap;
  gap: 14px;
}
.results-title {
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 800;
  color: var(--ink-950);
  letter-spacing: -0.02em;
}
.results-count-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 12px;
  border-radius: var(--r-xl);
  background: var(--green-50);
  border: 1px solid var(--green-200);
  font-size: 13px;
  font-weight: 700;
  color: var(--green-700);
  margin-left: 10px;
}
.results-controls {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.sort-select {
  height: 36px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-sm);
  background: var(--surface);
  padding: 0 12px;
  font-size: 13px;
  color: var(--ink-800);
  outline: none;
  transition: border-color var(--t-fast);
  cursor: pointer;
}
.sort-select:focus { border-color: var(--green-600); }
.btn-clear-filters {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 7px 14px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-sm);
  background: var(--surface);
  font-size: 12.5px;
  font-weight: 600;
  color: var(--ink-600);
  cursor: pointer;
  transition: all var(--t-fast);
}
.btn-clear-filters:hover {
  border-color: var(--ink-300);
  color: var(--danger);
  background: #fef9f9;
}

/* Active filter chips */
.active-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 12px;
  border-radius: var(--r-xl);
  background: var(--green-50);
  border: 1px solid var(--green-200);
  font-size: 12px;
  font-weight: 600;
  color: var(--green-700);
}

/* ─── Product Cards (accordion rows) ─────────────────────────────────────── */
.product-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.product-card {
  background: var(--surface);
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-100);
  overflow: hidden;
  transition: box-shadow var(--t-base), border-color var(--t-base), transform var(--t-base);
  /* Stagger animation set by JS */
  opacity: 0;
  transform: translateY(20px);
}
.product-card.visible {
  opacity: 1;
  transform: translateY(0);
  transition: opacity 0.5s var(--ease), transform 0.5s var(--ease),
              box-shadow var(--t-base), border-color var(--t-base);
}
.product-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--green-200);
}
.product-card.featured {
  border-color: var(--gold);
  border-left: 4px solid var(--gold);
  background: linear-gradient(135deg, #fffdf5 0%, #fff 60%);
}
.product-card.featured:hover { border-color: var(--gold-dark); }
/* Sector left accent (by JS data attribute) */
.product-card[data-sector="Agriculture"] { border-left: 3px solid #2E7D32; }
.product-card[data-sector="Manufacturing"] { border-left: 3px solid #1565C0; }
.product-card[data-sector="Services"] { border-left: 3px solid #7B1FA2; }
.product-card[data-sector="Trading"] { border-left: 3px solid #E65100; }
.product-card.featured { border-left: 4px solid var(--gold) !important; }

/* Card summary row */
.pcard-summary {
  display: grid;
  grid-template-columns: 2.4fr 1.3fr 1.3fr auto;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
}
.pcard-bank-col {
  display: flex;
  align-items: center;
  gap: 14px;
  min-width: 0;
}
.pcard-avatar-box {
  width: 52px;
  height: 52px;
  border-radius: var(--r-md);
  background: #ffffff;
  border: 1.5px solid var(--ink-100);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 6px;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}
.pcard-bank-logo-img {
  max-width: 100%;
  max-height: 40px;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
}
.pcard-avatar {
  width: 44px; height: 44px;
  border-radius: var(--r-md);
  background: linear-gradient(135deg, var(--blue-700) 0%, var(--blue-600) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-head);
  font-size: 11px;
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.02em;
  flex-shrink: 0;
}
.pcard-bank-info { min-width: 0; flex: 1; }
.pcard-bank-meta {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 3px;
  flex-wrap: wrap;
}
.pcard-bank-name {
  font-size: 11.5px;
  font-weight: 700;
  color: var(--blue-700);
  letter-spacing: 0.01em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.pcard-sector-tag {
  display: inline-flex;
  align-items: center;
  padding: 2px 8px;
  border-radius: var(--r-xl);
  background: var(--ink-50);
  border: 1px solid var(--ink-100);
  font-size: 10.5px;
  font-weight: 600;
  color: var(--ink-600);
}
.pcard-product-name {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 800;
  color: var(--ink-950);
  line-height: 1.25;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.pcard-data-col { min-width: 0; }
.pcard-data-label {
  font-size: 10px;
  font-weight: 700;
  color: var(--ink-400);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 4px;
}
.pcard-data-value {
  font-family: var(--font-head);
  font-size: 14.5px;
  font-weight: 800;
  color: var(--ink-950);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.pcard-data-value.green { color: var(--blue-700); }
.pcard-data-value.small { font-size: 12.5px; font-weight: 600; color: var(--ink-800); }

/* Pcard Actions Group */
.pcard-actions {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

/* Compare Label Button */
.pcard-compare-label {
  display: inline-flex;
  align-items: center;
  cursor: pointer;
  -webkit-user-select: none;
  user-select: none;
}
.pcard-compare-label input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}
.compare-btn-box {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 8px 14px;
  border-radius: var(--r-sm);
  background: #f0f7ff;
  border: 1.5px solid #bae6fd;
  color: #0369a1;
  font-size: 12.5px;
  font-weight: 700;
  transition: all var(--t-base) var(--ease);
  white-space: nowrap;
}
.pcard-compare-label:hover .compare-btn-box {
  background: #e0f2fe;
  border-color: #38bdf8;
  color: #0284c7;
  transform: translateY(-1px);
}
.pcard-compare-label input[type="checkbox"]:checked + .compare-btn-box {
  background: #0284c7;
  border-color: #0284c7;
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(2, 132, 199, 0.35);
}
.pcard-compare-label input[type="checkbox"]:checked + .compare-btn-box .cmp-icon-add {
  display: none !important;
}
.pcard-compare-label input[type="checkbox"]:checked + .compare-btn-box .cmp-icon-check {
  display: inline-block !important;
}

/* Best match badge */
.best-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 2px 9px;
  border-radius: var(--r-xl);
  background: var(--gold-tint);
  border: 1px solid rgba(245,166,35,0.35);
  font-size: 10px;
  font-weight: 800;
  color: var(--gold-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-left: 7px;
  vertical-align: middle;
  animation: badge-glow 2s ease infinite;
}
@keyframes badge-glow {
  0%,100% { box-shadow: 0 0 0 0 rgba(245,166,35,0); }
  50% { box-shadow: 0 0 0 3px rgba(245,166,35,0.15); }
}

/* Expand button */
.pcard-expand-btn {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 8px 14px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-sm);
  font-size: 12.5px;
  font-weight: 700;
  color: var(--ink-600);
  background: var(--surface-2);
  cursor: pointer;
  transition: all var(--t-base) var(--ease);
  white-space: nowrap;
}
.pcard-expand-btn:hover {
  border-color: var(--blue-400);
  background: var(--blue-50);
  color: var(--blue-700);
}
.pcard-expand-btn.open {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #fff;
  box-shadow: 0 2px 8px rgba(30,58,138,0.3);
}
.expand-icon {
  width: 14px; height: 14px;
  transition: transform var(--t-base) var(--ease);
  flex-shrink: 0;
}
.pcard-expand-btn.open .expand-icon { transform: rotate(180deg); }

/* ─── Detail Panel (accordion body) ───────────────────────────────────────── */
.pcard-detail {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.5s var(--ease);
  background: var(--bg);
  border-top: 0px solid transparent;
}
.pcard-detail.open {
  max-height: 1000px;
  border-top: 1px solid var(--ink-100);
}
.pcard-detail-inner { padding: 20px; }

/* Tags row */
.pcard-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}
.pcard-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: var(--r-xl);
  border: 1px solid var(--ink-100);
  background: var(--surface);
  font-size: 11px;
  font-weight: 600;
  color: var(--ink-600);
}
.pcard-tag svg { flex-shrink: 0; color: var(--green-600); }

/* Detail blocks grid */
.pcard-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 14px;
}
.detail-block {
  background: var(--surface);
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-md);
  padding: 16px;
  height: 100%;
}
.detail-block-title {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 10.5px;
  font-weight: 800;
  color: var(--green-700);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}
.detail-block-body {
  font-size: 12.5px;
  color: var(--ink-600);
  line-height: 1.65;
  white-space: pre-wrap;
  word-break: break-word;
}
.detail-block-body ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.detail-block-body ul li {
  padding-left: 14px;
  position: relative;
  font-size: 12px;
}
.detail-block-body ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--green-500);
  font-size: 10px;
  top: 2px;
}

/* Contact block */
.contact-block {
  background: linear-gradient(135deg, var(--green-800) 0%, var(--green-700) 100%);
  border-radius: var(--r-md);
  padding: 16px;
  color: #fff;
}
.contact-block .detail-block-title { color: rgba(255,255,255,0.65); }
.contact-line {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-bottom: 8px;
  font-size: 12.5px;
  color: rgba(255,255,255,0.88);
}
.contact-line:last-child { margin-bottom: 0; }
.contact-line a { color: #A8F0CC; transition: color var(--t-fast); }
.contact-line a:hover { color: #fff; }
.contact-line svg { flex-shrink: 0; margin-top: 2px; }

/* Detail footer */
.pcard-detail-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid var(--ink-100);
  flex-wrap: wrap;
  gap: 10px;
}
.pcard-view-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  font-weight: 700;
  color: var(--green-700);
  transition: all var(--t-fast);
}
.pcard-view-link:hover { color: var(--green-500); gap: 8px; }
.pcard-compare-label {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-400);
  cursor: pointer;
  user-select: none;
  transition: color var(--t-fast);
}
.pcard-compare-label:hover { color: var(--green-700); }
.pcard-compare-label input[type="checkbox"] {
  width: 15px; height: 15px;
  accent-color: var(--green-700);
  cursor: pointer;
}

/* Empty state */
.results-empty {
  padding: 72px 24px;
  text-align: center;
  background: var(--surface);
  border-radius: var(--r-xl);
  border: 1.5px dashed var(--ink-100);
}
.results-empty-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--green-50);
  border: 2px solid var(--green-100);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--green-400);
}
.results-empty h3 { font-size: 18px; margin-bottom: 8px; color: var(--ink-950); }
.results-empty p { font-size: 14px; color: var(--ink-400); margin-bottom: 24px; }

/* Pagination */
.pagination {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  margin-top: 28px;
}
.page-btn {
  width: 36px; height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--r-sm);
  border: 1.5px solid var(--ink-100);
  background: var(--surface);
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-600);
  text-decoration: none;
  transition: all var(--t-fast);
}
.page-btn:hover {
  border-color: var(--green-400);
  color: var(--green-700);
  background: var(--green-50);
  text-decoration: none;
}
.page-btn.active {
  background: var(--green-700);
  border-color: var(--green-700);
  color: #fff;
  box-shadow: 0 2px 8px rgba(1,65,28,0.3);
}

/* ════════════════════════════════════════════════════════════════════════════
   SBP SCHEMES
════════════════════════════════════════════════════════════════════════════ */
.sbp-section {
  background: var(--surface);
  padding: 64px 0;
  border-top: 1px solid var(--ink-100);
  border-bottom: 1px solid var(--ink-100);
}
.section-header {
  text-align: center;
  margin-bottom: 40px;
}
.section-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 800;
  color: var(--green-700);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.section-eyebrow::before,
.section-eyebrow::after {
  content: '';
  display: block;
  width: 24px;
  height: 1.5px;
  background: var(--green-300);
}
.section-title {
  font-family: var(--font-head);
  font-size: clamp(22px, 3vw, 32px);
  font-weight: 900;
  color: var(--ink-950);
  letter-spacing: -0.03em;
  margin-bottom: 10px;
}
.section-desc {
  font-size: 15px;
  color: var(--ink-400);
  max-width: 520px;
  margin: 0 auto;
  line-height: 1.7;
}
.sbp-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(310px, 1fr));
  gap: 16px;
}
.sbp-card {
  background: var(--surface);
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-lg);
  overflow: hidden;
  transition: all var(--t-base) var(--ease);
}
.sbp-card:hover {
  border-color: var(--green-200);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.sbp-card-accent {
  height: 4px;
  background: linear-gradient(90deg, var(--green-700) 0%, var(--green-400) 100%);
}
.sbp-card-body { padding: 20px; }
.sbp-card-gov {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 10px;
  font-weight: 800;
  color: var(--green-700);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.sbp-card-gov::before {
  content: '';
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--green-500);
  flex-shrink: 0;
  animation: pulse-dot 2s infinite;
}
.sbp-card-name {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 700;
  color: var(--ink-950);
  line-height: 1.35;
  margin-bottom: 16px;
}
.sbp-card-meta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  padding: 12px;
  border-radius: var(--r-sm);
  background: var(--green-50);
  border: 1px solid var(--green-100);
}
.sbp-meta-item { min-width: 0; }
.sbp-meta-label {
  font-size: 9.5px;
  font-weight: 700;
  color: var(--green-600);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 2px;
}
.sbp-meta-value {
  font-family: var(--font-head);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--green-900);
}
.sbp-card-footer {
  padding: 12px 20px;
  border-top: 1px solid var(--ink-100);
  background: var(--surface-2);
}
.sbp-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--green-700);
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  transition: color var(--t-fast);
}
.sbp-toggle:hover { color: var(--green-500); }
.sbp-toggle-chevron { transition: transform var(--t-base) var(--ease); }
.sbp-toggle[aria-expanded="true"] .sbp-toggle-chevron { transform: rotate(180deg); }
.sbp-detail {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.45s var(--ease);
}
.sbp-detail.open { max-height: 600px; }
.sbp-detail-inner {
  padding: 16px 20px 20px;
  border-top: 1px dashed var(--green-200);
  background: var(--green-50);
}
.sbp-detail-row { margin-bottom: 12px; }
.sbp-detail-row:last-child { margin-bottom: 0; }
.sbp-detail-row h5 {
  font-size: 10.5px;
  font-weight: 800;
  color: var(--green-700);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 5px;
}
.sbp-detail-row p {
  font-size: 12.5px;
  color: var(--ink-600);
  line-height: 1.6;
}

/* ════════════════════════════════════════════════════════════════════════════
   HOW TO APPLY — VISUAL TIMELINE
════════════════════════════════════════════════════════════════════════════ */
.how-section { padding: 64px 0; background: var(--bg); }
.how-timeline {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  position: relative;
  max-width: 860px;
  margin: 0 auto;
}
.how-timeline::before {
  content: '';
  position: absolute;
  top: 32px;
  left: calc(16.66% + 12px);
  right: calc(16.66% + 12px);
  height: 2px;
  background: linear-gradient(90deg, var(--green-300) 0%, var(--green-200) 100%);
  z-index: 0;
}
.how-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 20px;
  position: relative;
  z-index: 1;
}
.how-step-num {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green-800) 0%, var(--green-600) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-head);
  font-size: 22px;
  font-weight: 900;
  color: #fff;
  margin-bottom: 20px;
  box-shadow: 0 4px 20px rgba(1,65,28,0.35), 0 0 0 6px rgba(1,65,28,0.08);
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}
.how-step-card {
  background: var(--surface);
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-lg);
  padding: 20px;
  text-align: left;
  width: 100%;
  transition: all var(--t-base) var(--ease);
}
.how-step-card:hover {
  border-color: var(--green-200);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.how-step-title {
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}
.how-step-desc {
  font-size: 13px;
  color: var(--ink-400);
  line-height: 1.65;
}
.how-step-tag {
  display: inline-block;
  margin-top: 12px;
  padding: 3px 10px;
  border-radius: var(--r-xl);
  background: var(--green-50);
  border: 1px solid var(--green-100);
  font-size: 11px;
  font-weight: 700;
  color: var(--green-700);
}

/* ════════════════════════════════════════════════════════════════════════════
   COMPARE DRAWER
════════════════════════════════════════════════════════════════════════════ */
.compare-drawer {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 500;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(20px);
  border-top: 3px solid var(--green-700);
  box-shadow: 0 -8px 32px rgba(1,65,28,0.18);
  transform: translateY(100%);
  transition: transform var(--t-slow) var(--ease);
  padding: 14px 24px;
}
.compare-drawer.visible { transform: translateY(0); }
.compare-drawer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  max-width: var(--container);
  margin: 0 auto;
  flex-wrap: wrap;
}
.compare-info strong { font-family: var(--font-head); font-size: 14px; color: var(--green-700); }
.compare-info span { display: block; font-size: 11px; color: var(--ink-400); }
.compare-chips { display: flex; gap: 8px; flex-wrap: wrap; flex: 1; }
.compare-chip {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  border: 1.5px solid var(--green-200);
  border-radius: var(--r-xl);
  background: var(--green-50);
  font-size: 12px;
  font-weight: 600;
  color: var(--green-700);
}
.compare-chip-x {
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--green-100);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 9px;
  color: var(--green-700);
  transition: all var(--t-fast);
}
.compare-chip-x:hover { background: var(--green-700); color: #fff; }
.compare-actions { display: flex; gap: 10px; }
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 22px;
  background: linear-gradient(135deg, var(--green-800), var(--green-600));
  color: #fff;
  border-radius: var(--r-sm);
  font-size: 14px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(1,65,28,0.3);
  transition: all var(--t-base) var(--ease);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 6px 24px rgba(1,65,28,0.4); }
.btn-primary:disabled { opacity: 0.4; cursor: not-allowed; pointer-events: none; }
.btn-ghost-sm {
  padding: 9px 18px;
  border: 1.5px solid var(--ink-100);
  border-radius: var(--r-sm);
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-600);
  background: var(--surface);
  cursor: pointer;
  transition: all var(--t-fast);
}
.btn-ghost-sm:hover { border-color: var(--ink-300); color: var(--ink-950); }

/* Compare Modal */
.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 1000;
  background: rgba(10,26,15,0.6);
  backdrop-filter: blur(8px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--t-base);
}
.modal-overlay.open { opacity: 1; pointer-events: all; }
.modal-box {
  background: var(--surface);
  border-radius: var(--r-xl);
  max-width: 860px;
  width: 100%;
  max-height: 85vh;
  overflow-y: auto;
  box-shadow: 0 24px 80px rgba(0,0,0,0.35);
  transform: translateY(24px) scale(0.98);
  transition: transform var(--t-slow) var(--ease);
}
.modal-overlay.open .modal-box { transform: translateY(0) scale(1); }
.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 28px;
  border-bottom: 1px solid var(--ink-100);
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(10px);
}
.modal-title { font-family: var(--font-head); font-size: 19px; font-weight: 800; }
.modal-close {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--surface-2);
  border: 1px solid var(--ink-100);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: var(--ink-600);
  cursor: pointer;
  transition: all var(--t-fast);
}
.modal-close:hover { background: var(--danger); color: #fff; border-color: var(--danger); }
.modal-body { padding: 28px; }
.compare-table { width: 100%; border-collapse: collapse; }
.compare-table th {
  padding: 10px 14px;
  background: var(--surface-2);
  text-align: center;
  font-family: var(--font-head);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--ink-950);
  border-bottom: 2px solid var(--green-700);
}
.compare-table th:first-child { text-align: left; }
.compare-table td {
  padding: 11px 14px;
  border-bottom: 1px solid var(--ink-100);
  text-align: center;
  font-size: 13px;
  color: var(--ink-800);
}
.compare-table td:first-child {
  text-align: left;
  font-size: 10.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--ink-400);
}

/* ════════════════════════════════════════════════════════════════════════════
   FOOTER
════════════════════════════════════════════════════════════════════════════ */
.footer {
  background: var(--green-950);
  padding: 60px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  text-decoration: none;
}
.footer-brand-mark {
  width: 80px; height: 40px;
  border-radius: var(--r-sm);
  background: rgba(255,255,255,0.95);
  border: 1px solid rgba(255,255,255,0.20);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  overflow: hidden;
  padding: 4px 6px;
}
.footer-logo-img {
  width: 100%; height: 100%;
  object-fit: contain;
  display: block;
}
.footer-brand-name {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 800;
  color: #fff;
}
.footer-brand p {
  font-size: 13px;
  color: rgba(255,255,255,0.42);
  line-height: 1.7;
  max-width: 280px;
}
.footer-col-title {
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: 16px;
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  font-size: 13.5px;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: color var(--t-fast);
}
.footer-links a:hover { color: #fff; }
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  font-size: 12px;
  color: rgba(255,255,255,0.32);
  flex-wrap: wrap;
  gap: 10px;
}

/* ─── Keyframes ─────────────────────────────────────────────────────────── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}
@keyframes spin {
  to { transform: rotate(360deg); }
}

/* ════════════════════════════════════════════════════════════════════════════
   V2 BLUE PALETTE TOKENS (v2 navy/sky blue family)
════════════════════════════════════════════════════════════════════════════ */
:root {
  --blue-950: #1e2f6b;
  --blue-900: #1e3a8a;
  --blue-800: #1d4ed8;
  --blue-700: #2563eb;
  --blue-600: #3b82f6;
  --blue-500: #60a5fa;
  --blue-400: #38bdf8;   /* sky accent */
  --blue-300: #7dd3fc;
  --blue-200: #bfdbfe;
  --blue-100: #dbeafe;
  --blue-50:  #eff6ff;
  --blue-teal: #0ea5e9;
  --blue-teal-d: #0284c7;
}

/* ════════════════════════════════════════════════════════════════════════════
   PRODUCTS SECTION — ENHANCED (Blue-accented, creative layout)
════════════════════════════════════════════════════════════════════════════ */

/* Section wrapper override */
.results-section {
  padding: 0;
}

/* Full-bleed section with sticky filter bar */
.results-outer {
  background: linear-gradient(180deg, var(--bg) 0%, #e8eef8 100%);
  padding: 40px 0 64px;
}

/* Results "control bar" — blue accent on top */
.results-control-bar {
  background: var(--surface);
  border: 1.5px solid var(--blue-200);
  border-radius: var(--r-xl);
  padding: 16px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 24px;
  box-shadow: 0 2px 16px rgba(30,58,138,0.07);
  position: relative;
  overflow: hidden;
}
.results-control-bar::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue-900) 0%, var(--blue-400) 60%, var(--blue-teal) 100%);
}
.rcb-left { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.rcb-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 800;
  color: var(--ink-950);
  letter-spacing: -0.02em;
}
.rcb-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 12px;
  border-radius: var(--r-xl);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  font-size: 13px;
  font-weight: 700;
  color: var(--blue-800);
}
.rcb-badge::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--blue-700);
  animation: pulse-dot 2s infinite;
}
.rcb-right { display: flex; align-items: center; gap: 10px; }
.rcb-chips { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 0; }
.rcb-chip {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: var(--r-xl);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  font-size: 11.5px;
  font-weight: 600;
  color: var(--blue-800);
}

/* View mode toggle (List / Grid) */
.view-toggle {
  display: flex;
  gap: 2px;
  background: var(--ink-50);
  border-radius: var(--r-sm);
  padding: 3px;
  border: 1px solid var(--ink-100);
}
.view-btn {
  width: 32px; height: 28px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--ink-400);
  cursor: pointer;
  transition: all 0.2s;
  background: none;
  border: none;
}
.view-btn.active {
  background: var(--blue-800);
  color: #fff;
  box-shadow: 0 1px 4px rgba(30,58,138,0.3);
}
.view-btn:hover:not(.active) { color: var(--blue-700); background: var(--blue-50); }

/* Product list — list view (default) */
.plist { display: flex; flex-direction: column; gap: 10px; }
.plist.grid-view { display: grid; grid-template-columns: repeat(auto-fill, minmax(360px, 1fr)); gap: 16px; }

/* ENHANCED Product Card */
.product-card {
  background: var(--surface);
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-100);
  overflow: hidden;
  transition: box-shadow var(--t-base), border-color var(--t-base), transform var(--t-base);
  opacity: 0;
  transform: translateY(20px);
  position: relative;
}
.product-card.visible {
  opacity: 1;
  transform: translateY(0);
  transition: opacity 0.5s var(--ease), transform 0.5s var(--ease),
              box-shadow var(--t-base), border-color var(--t-base);
}
.product-card:hover {
  box-shadow: 0 8px 32px rgba(30,58,138,0.12);
  border-color: var(--blue-200);
  transform: translateY(-2px) !important;
}
/* Blue top accent strip on hover */
.product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue-900) 0%, var(--blue-teal) 100%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s var(--ease);
}
.product-card:hover::before { transform: scaleX(1); }

.product-card.featured {
  border-color: var(--gold);
  border-left: 4px solid var(--gold);
  background: linear-gradient(135deg, #fffdf5 0%, #fff 60%);
}
.product-card.featured::before {
  background: linear-gradient(90deg, var(--gold-dark) 0%, var(--gold) 100%);
}

/* Sector left accent (colored) */
.product-card[data-sector="Agriculture"]   { border-left: 3px solid #2E7D32; }
.product-card[data-sector="Manufacturing"] { border-left: 3px solid var(--blue-800); }
.product-card[data-sector="Services"]      { border-left: 3px solid #7B1FA2; }
.product-card[data-sector="Trading"]       { border-left: 3px solid #E65100; }
.product-card.featured                     { border-left: 4px solid var(--gold) !important; }

/* Card summary row */
.pcard-summary {
  display: grid;
  grid-template-columns: 2.4fr 1.2fr 1.3fr 1.1fr auto;
  align-items: center;
  gap: 16px;
  padding: 18px 20px;
  cursor: pointer;
  position: relative;
}
.pcard-bank-col { display: flex; align-items: center; gap: 12px; min-width: 0; }

/* Blue-gradient avatar */
.pcard-avatar {
  width: 40px; height: 40px;
  border-radius: var(--r-sm);
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-head);
  font-size: 11px;
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.03em;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(30,58,138,0.35);
}
.product-card.featured .pcard-avatar {
  background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 100%);
  box-shadow: 0 2px 8px rgba(200,132,26,0.35);
}

.pcard-bank-name {
  font-size: 11px;
  font-weight: 600;
  color: var(--blue-700);
  letter-spacing: 0.01em;
  margin-bottom: 2px;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  display: block;
}
.pcard-product-name {
  font-family: var(--font-head);
  font-size: 14px;
  font-weight: 700;
  color: var(--ink-950);
  line-height: 1.3;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.pcard-data-col { min-width: 0; }
.pcard-data-label {
  font-size: 10px;
  font-weight: 700;
  color: var(--blue-500);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 3px;
}
.pcard-data-value {
  font-family: var(--font-head);
  font-size: 14px;
  font-weight: 700;
  color: var(--ink-950);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.pcard-data-value.green { color: var(--green-700); }
.pcard-data-value.small { font-size: 12.5px; font-weight: 600; color: var(--ink-800); }

/* Best match badge — gold */
.best-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 2px 9px;
  border-radius: var(--r-xl);
  background: var(--gold-tint);
  border: 1px solid rgba(245,166,35,0.35);
  font-size: 10px;
  font-weight: 800;
  color: var(--gold-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-left: 7px;
  vertical-align: middle;
  animation: badge-glow 2s ease infinite;
}
@keyframes badge-glow {
  0%,100% { box-shadow: 0 0 0 0 rgba(245,166,35,0); }
  50%      { box-shadow: 0 0 0 4px rgba(245,166,35,0.12); }
}

/* Blue expand button */
.pcard-expand-btn {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 7px 14px;
  border: 1.5px solid var(--blue-200);
  border-radius: var(--r-sm);
  font-size: 12.5px;
  font-weight: 700;
  color: var(--blue-700);
  background: var(--blue-50);
  cursor: pointer;
  transition: all var(--t-base) var(--ease);
  white-space: nowrap;
  min-width: 88px;
}
.pcard-expand-btn:hover {
  border-color: var(--blue-700);
  background: var(--blue-100);
  color: var(--blue-900);
}
.pcard-expand-btn.open {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  border-color: var(--blue-900);
  color: #fff;
  box-shadow: 0 2px 10px rgba(30,58,138,0.35);
}
.expand-icon {
  width: 14px; height: 14px;
  transition: transform var(--t-base) var(--ease);
  flex-shrink: 0;
}
.pcard-expand-btn.open .expand-icon { transform: rotate(180deg); }

/* ─── TABBED Detail Panel ─────────────────────────────────────────────── */
.pcard-detail {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.55s var(--ease);
  background: var(--blue-50);
  border-top: 0px solid transparent;
}
.pcard-detail.open {
  max-height: 1200px;
  border-top: 1px solid var(--blue-100);
}

/* Tabs */
.pcard-tabs {
  display: flex;
  gap: 2px;
  padding: 14px 20px 0;
  background: var(--blue-50);
  border-bottom: 1px solid var(--blue-100);
}
.pcard-tab {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  border-radius: var(--r-sm) var(--r-sm) 0 0;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--blue-600);
  cursor: pointer;
  border: 1.5px solid transparent;
  border-bottom: none;
  background: transparent;
  transition: all 0.2s;
  position: relative;
  bottom: -1px;
}
.pcard-tab:hover {
  color: var(--blue-900);
  background: rgba(255,255,255,0.6);
}
.pcard-tab.active {
  background: var(--surface);
  border-color: var(--blue-100);
  border-bottom-color: var(--surface);
  color: var(--blue-900);
  box-shadow: 0 -2px 0 0 var(--blue-700) inset;
}

/* Tab panels */
.pcard-tab-panels { padding: 20px; }
.pcard-tab-panel { display: none; }
.pcard-tab-panel.active { display: block; }

/* Grid inside tab panels */
.pcard-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 14px;
}
.detail-block {
  background: var(--surface);
  border: 1.5px solid var(--blue-100);
  border-radius: var(--r-md);
  padding: 16px;
  height: 100%;
}
.detail-block-title {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 10.5px;
  font-weight: 800;
  color: var(--blue-800);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1.5px solid var(--blue-100);
}
.detail-block-body {
  font-size: 12.5px;
  color: var(--ink-600);
  line-height: 1.65;
  word-break: break-word;
}
.detail-block-body ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 5px;
}
.detail-block-body ul li {
  padding-left: 18px;
  position: relative;
  font-size: 12px;
}
.detail-block-body ul li::before {
  content: '';
  position: absolute;
  left: 0; top: 6px;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--blue-500);
}

/* Contact block — blue gradient */
.contact-block {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-800) 100%);
  border-radius: var(--r-md);
  padding: 16px;
  color: #fff;
  border: none;
}
.contact-block .detail-block-title {
  color: rgba(255,255,255,0.65);
  border-bottom-color: rgba(255,255,255,0.12);
}
.contact-line {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-bottom: 8px;
  font-size: 12.5px;
  color: rgba(255,255,255,0.88);
}
.contact-line:last-child { margin-bottom: 0; }
.contact-line a { color: #93c5fd; transition: color 0.15s; }
.contact-line a:hover { color: #fff; }
.contact-line svg { flex-shrink: 0; margin-top: 2px; }

/* Loan Overview panel — highlights row */
.loan-overview {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.loan-kpi {
  background: linear-gradient(135deg, var(--blue-50) 0%, #fff 100%);
  border: 1.5px solid var(--blue-100);
  border-radius: var(--r-md);
  padding: 16px;
  text-align: center;
}
.loan-kpi-label {
  font-size: 10px;
  font-weight: 700;
  color: var(--blue-600);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 6px;
}
.loan-kpi-value {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 900;
  color: var(--blue-900);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.loan-kpi-sub {
  font-size: 11px;
  color: var(--ink-400);
  margin-top: 4px;
}

/* Detail footer */
.pcard-detail-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 16px;
  padding: 14px 16px;
  background: linear-gradient(135deg, var(--blue-50) 0%, #fff 100%);
  border-radius: var(--r-md);
  border: 1px solid var(--blue-100);
  flex-wrap: wrap;
  gap: 10px;
}
.pcard-view-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  font-weight: 700;
  color: var(--blue-700);
  transition: all 0.15s;
}
.pcard-view-link:hover { color: var(--blue-900); gap: 8px; }
.pcard-compare-label {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-400);
  cursor: pointer;
  user-select: none;
  transition: color 0.15s;
}
.pcard-compare-label:hover { color: var(--blue-700); }
.pcard-compare-label input[type="checkbox"] {
  width: 15px; height: 15px;
  accent-color: var(--blue-700);
  cursor: pointer;
}
.pcard-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  padding: 12px 20px 0;
}
.pcard-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: var(--r-xl);
  border: 1px solid var(--blue-200);
  background: var(--blue-50);
  font-size: 11px;
  font-weight: 600;
  color: var(--blue-800);
}
.pcard-tag svg { flex-shrink: 0; color: var(--blue-600); }

/* Empty state */
.results-empty {
  padding: 72px 24px;
  text-align: center;
  background: var(--surface);
  border-radius: var(--r-xl);
  border: 1.5px dashed var(--blue-200);
}
.results-empty-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--blue-50);
  border: 2px solid var(--blue-200);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--blue-500);
}
.results-empty h3 { font-size: 18px; margin-bottom: 8px; }
.results-empty p  { font-size: 14px; color: var(--ink-400); margin-bottom: 24px; }

/* Pagination */
.pagination {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  margin-top: 28px;
}
.page-btn {
  width: 36px; height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--r-sm);
  border: 1.5px solid var(--blue-200);
  background: var(--surface);
  font-size: 13.5px;
  font-weight: 600;
  color: var(--blue-700);
  text-decoration: none;
  transition: all 0.15s;
}
.page-btn:hover {
  border-color: var(--blue-700);
  background: var(--blue-50);
  text-decoration: none;
}
.page-btn.active {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  border-color: var(--blue-900);
  color: #fff;
  box-shadow: 0 2px 8px rgba(30,58,138,0.35);
}

/* ════════════════════════════════════════════════════════════════════════════
   SBP GOVERNMENT SCHEMES — BENTO CREATIVE REDESIGN (Blue palette)
════════════════════════════════════════════════════════════════════════════ */
/* ════════════════════════════════════════════════════════════════════════════
   SBP GOVERNMENT SCHEMES — EXECUTIVE LIGHT & PREMIUM REDESIGN
════════════════════════════════════════════════════════════════════════════ */
.sbp-section {
  background: linear-gradient(180deg, #f8fafc 0%, #f1f5f9 50%, #e2e8f0 100%);
  padding: 80px 0 90px;
  border-top: 1px solid var(--ink-100);
  border-bottom: 1px solid var(--ink-100);
  position: relative;
  overflow: hidden;
}

/* Background decoration */
.sbp-section::before {
  content: '';
  position: absolute;
  top: -120px; right: -120px;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(37,99,235,0.06) 0%, transparent 65%);
  pointer-events: none;
}
.sbp-section::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(2,132,199,0.08) 0%, transparent 65%);
  pointer-events: none;
}
.sbp-grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(30,58,138,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(30,58,138,0.025) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}

/* Section header — executive light style */
.sbp-section .section-header { text-align: left; margin-bottom: 36px; }
.sbp-section .section-eyebrow { color: var(--blue-700); font-weight: 800; }
.sbp-section .section-eyebrow::before,
.sbp-section .section-eyebrow::after { background: var(--blue-400); }
.sbp-section .section-title { color: var(--ink-950); font-weight: 900; }
.sbp-section .section-desc { color: var(--ink-600); margin: 0; }

/* Header row with CTA */
.sbp-header-row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 36px;
  flex-wrap: wrap;
}
.sbp-header-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 22px;
  border: 1.5px solid var(--blue-200);
  border-radius: var(--r-md);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--blue-800);
  background: #ffffff;
  box-shadow: 0 2px 8px rgba(30,58,138,0.06);
  transition: all 0.2s var(--ease);
  white-space: nowrap;
}
.sbp-header-cta:hover {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #ffffff;
  box-shadow: 0 4px 16px rgba(30,58,138,0.2);
  transform: translateY(-2px);
}
.cmp-details-btn:hover {
  background: var(--blue-900);
  border-color: var(--blue-900);
  box-shadow: 0 6px 20px rgba(30,58,138,0.35);
  transform: translateY(-2px);
}

/* Preset Amount Chips */
.preset-amount-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 10px;
}
.preset-chip {
  padding: 5px 11px;
  border-radius: var(--r-sm);
  border: 1px solid var(--ink-200);
  background: #ffffff;
  color: var(--blue-900);
  font-size: 11.5px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.15s var(--ease);
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}
.preset-chip:hover, .preset-chip.active {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(30,58,138,0.25);
}

/* BENTO GRID */
.sbp-bento {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-auto-rows: auto;
  gap: 18px;
  position: relative;
  z-index: 1;
}
/* First card spans 2 columns — "hero" scheme */
.sbp-bento-card:first-child {
  grid-column: span 2;
}

/* Base card — crisp white container */
.sbp-bento-card {
  background: #ffffff;
  border: 1.5px solid rgba(30,58,138,0.12);
  border-radius: var(--r-xl);
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(30,58,138,0.05);
  transition: all 0.3s var(--ease);
  display: flex;
  flex-direction: column;
}
.sbp-bento-card:hover {
  border-color: var(--blue-600);
  box-shadow: 0 16px 40px rgba(30,58,138,0.12);
  transform: translateY(-4px);
}

/* Gradient top strip — unique color per card */
.sbp-bento-accent {
  height: 5px;
  width: 100%;
}
.sbp-bento-card:nth-child(1) .sbp-bento-accent { background: linear-gradient(90deg, #1e3a8a 0%, #0284c7 100%); }
.sbp-bento-card:nth-child(2) .sbp-bento-accent { background: linear-gradient(90deg, #059669 0%, #10b981 100%); }
.sbp-bento-card:nth-child(3) .sbp-bento-accent { background: linear-gradient(90deg, #6366f1 0%, #3b82f6 100%); }
.sbp-bento-card:nth-child(4) .sbp-bento-accent { background: linear-gradient(90deg, #d97706 0%, #f59e0b 100%); }
.sbp-bento-card:nth-child(5) .sbp-bento-accent { background: linear-gradient(90deg, #ec4899 0%, #8b5cf6 100%); }
.sbp-bento-card:nth-child(6) .sbp-bento-accent { background: linear-gradient(90deg, #0d9488 0%, #06b6d4 100%); }
.sbp-bento-card:nth-child(7) .sbp-bento-accent { background: linear-gradient(90deg, #2563eb 0%, #38bdf8 100%); }
.sbp-bento-card:nth-child(8) .sbp-bento-accent { background: linear-gradient(90deg, #ea580c 0%, #fbbf24 100%); }

.sbp-bento-body {
  padding: 24px 24px 18px;
  flex: 1;
}
.sbp-bento-header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 14px;
}
.sbp-mini-logo-box {
  width: 40px;
  height: 40px;
  border-radius: var(--r-md);
  background: #ffffff;
  border: 1px solid var(--ink-100);
  padding: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}
.sbp-card-mini-logo {
  max-width: 100%;
  max-height: 30px;
  width: auto;
  height: auto;
  object-fit: contain;
}

.sbp-bento-gov-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 10px;
  font-weight: 800;
  color: #0284c7;
  background: #f0f9ff;
  border: 1px solid #bae6fd;
  padding: 4px 10px;
  border-radius: var(--r-xl);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.sbp-bento-gov-tag::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: #0284c7;
  flex-shrink: 0;
  animation: pulse-dot 2s infinite;
}

.sbp-bento-name {
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink-950);
  line-height: 1.35;
  margin-bottom: 18px;
  letter-spacing: -0.01em;
}
/* First card gets bigger title */
.sbp-bento-card:first-child .sbp-bento-name {
  font-size: 20px;
  margin-bottom: 22px;
}

/* KPI pills row */
.sbp-bento-kpis {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 14px;
}
.sbp-kpi-pill {
  display: flex;
  flex-direction: column;
  padding: 10px 12px;
  border-radius: var(--r-md);
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  min-width: 0;
}
.sbp-kpi-label {
  font-size: 9.5px;
  font-weight: 800;
  color: var(--ink-500);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 5px;
}
.sbp-kpi-value {
  font-family: var(--font-head);
  font-size: 11.5px;
  font-weight: 700;
  color: var(--blue-900);
  line-height: 1.3;
  overflow: hidden;
  text-overflow: ellipsis;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
}

/* Card footer / expand */
.sbp-bento-footer {
  padding: 14px 24px;
  background: #f8fafc;
  border-top: 1px solid var(--ink-100);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.sbp-bento-toggle {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--blue-700);
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  transition: color 0.15s;
}
.sbp-bento-toggle:hover { color: var(--blue-900); }
.sbp-toggle-chevron { transition: transform var(--t-base) var(--ease); }
.sbp-bento-toggle[aria-expanded="true"] .sbp-toggle-chevron { transform: rotate(180deg); }

/* Expand detail area */
.sbp-bento-detail {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.45s var(--ease);
}
.sbp-bento-detail.open { max-height: 500px; }
.sbp-bento-detail-inner {
  padding: 18px 24px 24px;
  background: #ffffff;
  border-top: 1px dashed var(--ink-200);
}
.sbp-bento-detail-row { margin-bottom: 14px; }
.sbp-bento-detail-row:last-child { margin-bottom: 0; }
.sbp-bento-detail-row h5 {
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-800);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 6px;
}
.sbp-bento-detail-row p {
  font-size: 13px;
  color: var(--ink-700);
  line-height: 1.65;
}
.sbp-bento-detail-row a { color: var(--blue-700); font-weight: 700; }
.sbp-bento-detail-row a:hover { color: var(--blue-900); text-decoration: underline; }

/* SBP section footer note */
.sbp-footer-note {
  margin-top: 32px;
  text-align: center;
  font-size: 13px;
  color: var(--ink-500);
  position: relative;
  z-index: 1;
}
.sbp-footer-note a { color: var(--blue-700); font-weight: 700; }

/* ════════════════════════════════════════════════════════════════════════════
   RESPONSIVE
════════════════════════════════════════════════════════════════════════════ */
@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-filter-card { margin-bottom: 0; }
  .hero-content { padding-bottom: 32px; }
  .hero-stats { gap: 20px; }
  .pcard-summary { grid-template-columns: 2fr 1fr auto; }
  .pcard-summary .pcard-data-col:nth-child(3),
  .pcard-summary .pcard-data-col:nth-child(4) { display: none; }
  .pcard-detail-grid { grid-template-columns: 1fr 1fr; }
  .pcard-tabs { overflow-x: auto; gap: 0; }
  .loan-overview { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .how-timeline { grid-template-columns: 1fr; gap: 24px; }
  .how-timeline::before { display: none; }
  .sbp-bento { grid-template-columns: 1fr 1fr; }
  .sbp-bento-card:first-child { grid-column: span 2; }
  .sbp-section .section-header { text-align: center; }
  .sbp-header-row { flex-direction: column; align-items: center; text-align: center; }
}
@media (max-width: 640px) {
  :root { --nav-h: 60px; }
  .nav-links { display: none; }
  .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
  .hero { padding: 40px 0 0; }
  .hero-stats { flex-wrap: wrap; gap: 16px; }
  .pcard-summary { grid-template-columns: 1fr auto; }
  .pcard-detail-grid { grid-template-columns: 1fr; }
  .loan-overview { grid-template-columns: 1fr; }
  .sbp-bento { grid-template-columns: 1fr; }
  .sbp-bento-card:first-child { grid-column: span 1; }
  .footer-grid { grid-template-columns: 1fr; }
  .compare-drawer-inner { flex-direction: column; }
  .compare-actions { width: 100%; flex-direction: column; }
  .btn-primary { width: 100%; justify-content: center; }
  .gov-strip-badges > :nth-child(n+2) { display: none; }
}

/* ════════════════════════════════════════════════════════════════════════════
   BLUE THEME OVERRIDE
   Converts the green brand palette to a consistent navy/sky-blue scheme.
   Applied last so these rules win over the original green styles.
════════════════════════════════════════════════════════════════════════════ */

/* ── Root token overrides ───────────────────────────────────────────────── */
:root {
  /* Remap green tokens → blue equivalents */
  --green-950: #0f172a;
  --green-900: #1e3a8a;   /* navy */
  --green-800: #1d4ed8;
  --green-700: #2563eb;
  --green-600: #3b82f6;
  --green-500: #60a5fa;
  --green-400: #93c5fd;
  --green-300: #bfdbfe;
  --green-200: #bfdbfe;
  --green-100: #dbeafe;
  --green-50:  #eff6ff;

  /* Neutral ink — cool-blue tint instead of warm-green */
  --ink-950: #0f172a;
  --ink-800: #1e293b;
  --ink-600: #475569;
  --ink-400: #64748b;
  --ink-300: #94a3b8;
  --ink-200: #cbd5e1;
  --ink-100: #e2e8f0;
  --ink-50:  #f1f5f9;

  /* Surfaces — cool white */
  --bg:       #f0f4f8;
  --surface:  #ffffff;
  --surface-2:#f8fafc;

  /* Shadow — blue-tinted */
  --shadow-xs:   0 1px 3px rgba(30,58,138,0.06);
  --shadow-sm:   0 2px 8px rgba(30,58,138,0.08);
  --shadow-md:   0 4px 24px rgba(30,58,138,0.10);
  --shadow-lg:   0 8px 40px rgba(30,58,138,0.14);
  --shadow-card: 0 1px 4px rgba(30,58,138,0.06), 0 0 0 1px rgba(30,58,138,0.06);
}

/* ── Gov strip ──────────────────────────────────────────────────────────── */
.gov-strip { background: #0f1f5c; }

/* ── NAV ────────────────────────────────────────────────────────────────── */
.nav-cta {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  box-shadow: 0 2px 12px rgba(30,58,138,0.3);
}
.nav-cta:hover {
  background: linear-gradient(135deg, var(--blue-800), var(--blue-600));
  box-shadow: 0 4px 20px rgba(30,58,138,0.4);
}
.nav.scrolled { border-bottom-color: var(--blue-100); }

/* ── HERO ────────────────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, #1e3a8a 0%, #1d4ed8 55%, #0ea5e9 100%);
}
.hero::after {
  background: radial-gradient(circle, rgba(56,189,248,0.18) 0%, transparent 70%);
}
.hero-eyebrow-dot { background: var(--blue-300); }
.hero-title span  { color: var(--blue-300); }
.hero-title span::after { background: var(--blue-300); }

.btn-hero-primary { color: var(--blue-900) !important; }
.btn-hero-primary:hover { background: var(--blue-50); }

/* ── FILTER CARD ─────────────────────────────────────────────────────────── */
.hero-filter-card-header {
  background: linear-gradient(135deg, var(--blue-50) 0%, #fff 100%);
}
.sector-btn:hover {
  border-color: var(--blue-300);
  background: var(--blue-50);
  box-shadow: 0 2px 8px rgba(30,58,138,0.08);
}
.sector-btn.active {
  border-color: var(--blue-700);
  background: var(--blue-50);
  box-shadow: 0 0 0 3px rgba(37,99,235,0.1);
}
.sector-btn-icon { color: var(--blue-700); }
.sector-btn.active .sector-btn-icon,
.sector-btn:hover .sector-btn-icon {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #fff;
}
.sector-btn.active .sector-btn-label { color: var(--blue-700); }
.filter-select:focus,
.filter-input:focus {
  border-color: var(--blue-600);
  box-shadow: 0 0 0 3px rgba(37,99,235,0.08);
}
.btn-find {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  box-shadow: 0 4px 16px rgba(30,58,138,0.35);
}
.btn-find:hover { box-shadow: 0 8px 28px rgba(30,58,138,0.45); }
@keyframes glow-pulse {
  0%,100% { box-shadow: 0 4px 16px rgba(30,58,138,0.35); }
  50%      { box-shadow: 0 4px 28px rgba(30,58,138,0.55); }
}

/* ── SECTION EYEBROWS ────────────────────────────────────────────────────── */
.section-eyebrow { color: var(--blue-700); }
.section-eyebrow::before,
.section-eyebrow::after { background: var(--blue-700); }

/* ── HOW-TO SECTION ─────────────────────────────────────────────────────── */
.how-step-num {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  box-shadow: 0 4px 16px rgba(30,58,138,0.35);
}
.how-step-card::before { background: var(--blue-700); }
.how-step-tag {
  background: var(--blue-50);
  color: var(--blue-700);
  border-color: var(--blue-200);
}
.how-timeline::before { background: linear-gradient(to right, var(--blue-200), var(--blue-100)); }

/* ── OLD PRODUCT LIST CHIPS ─────────────────────────────────────────────── */
.results-count-badge {
  background: var(--blue-50);
  border-color: var(--blue-200);
  color: var(--blue-700);
}
.chip {
  background: var(--blue-50);
  border-color: var(--blue-200);
  color: var(--blue-700);
}
.sort-select:focus { border-color: var(--blue-600); }

/* ── COMPARE DRAWER ─────────────────────────────────────────────────────── */
.btn-primary {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  box-shadow: 0 4px 16px rgba(30,58,138,0.35);
}
.btn-primary:hover { box-shadow: 0 8px 24px rgba(30,58,138,0.45); }

/* ── GENERAL LINK ────────────────────────────────────────────────────────── */
a { color: var(--blue-700); }
a:hover { color: var(--blue-900); }

/* ── MOBILE NAV CTA ──────────────────────────────────────────────────────── */
.nav-mobile-cta { background: var(--blue-700); box-shadow: 0 4px 16px rgba(30,58,138,0.3); }

/* ════════════════════════════════════════════════════════════════════════════
   GRID VIEW CARDS — FIX
   In grid mode the 5-column pcard-summary layout breaks. Override to column.
════════════════════════════════════════════════════════════════════════════ */
.plist.grid-view {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 16px;
  align-items: start;
}

/* Card becomes a true vertical card in grid mode */
.plist.grid-view .product-card {
  display: flex;
  flex-direction: column;
  height: 100%;
}

/* Reflow the summary row to a 2-column compact layout */
.plist.grid-view .pcard-summary {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 20px;
  cursor: pointer;
}

.plist.grid-view .pcard-bank-col {
  width: 100%;
}

/* Show all data cols as a horizontal pill row */
.plist.grid-view .pcard-data-col {
  display: inline-flex !important;
  flex-direction: column;
}

/* Row of KPIs below the name */
.plist.grid-view .pcard-kpi-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

/* Expand button full width at bottom of card header */
.plist.grid-view .pcard-expand-btn {
  width: 100%;
  justify-content: center;
  margin-top: 4px;
}

/* Inject a KPI row dynamically via CSS for the data cols */
.plist.grid-view .pcard-summary {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
.plist.grid-view .pcard-bank-col { margin-bottom: 14px; }

/* Data cols displayed in a flex row */
.plist.grid-view .pcard-data-col {
  display: none !important; /* hide in grid, show in expanded only */
}

/* Instead, show KPI badge pills using the avatar section */
.plist.grid-view .pcard-avatar {
  width: 48px; height: 48px;
  font-size: 13px;
  border-radius: var(--r-md);
}
.plist.grid-view .pcard-bank-name { font-size: 10.5px; }
.plist.grid-view .pcard-product-name { font-size: 15px; font-weight: 800; -webkit-line-clamp: 3; }

/* Loan amount shown as a badge below the product name */
.plist.grid-view .pcard-bank-col::after {
  content: attr(data-loan);
  display: block;
  margin-top: 8px;
  font-size: 11px;
  font-weight: 700;
  color: var(--blue-700);
  letter-spacing: 0.04em;
}

/* ─── Compact grid card KPIs via a pseudo-grid ──────────────────────────── */
/* Override the pcard-summary to be a nicer card layout */
.plist.grid-view .pcard-summary {
  grid-template-columns: 1fr;
  display: block;
  padding: 20px 20px 0;
}

/* Move expand button to its own row */
.plist.grid-view .pcard-expand-btn {
  display: flex;
  width: calc(100% - 40px);
  margin: 14px 20px 16px;
  justify-content: center;
}

/* Show data cols back in a pills row */
.plist.grid-view .pcard-data-col {
  display: inline-flex !important;
}
.plist.grid-view .pcard-summary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: auto auto auto;
  gap: 10px 12px;
  align-items: start;
  padding: 20px;
}
.plist.grid-view .pcard-bank-col  { grid-column: 1 / -1; }
.plist.grid-view .pcard-data-col  { display: flex !important; flex-direction: column; }
.plist.grid-view .pcard-expand-btn {
  grid-column: 1 / -1;
  width: 100%;
  justify-content: center;
  margin: 4px 0 0;
}
.plist.grid-view .pcard-detail { border-radius: 0 0 var(--r-lg) var(--r-lg); }

/* ── LOGO appearance fix ─────────────────────────────────────────────────── */
/* Ensure SMEDA logo always shows at correct size */
.nav-brand-mark {
  width: 88px !important;
  height: 44px !important;
  background: #fff !important;
  padding: 4px 8px !important;
}
.footer-brand-mark {
  width: 88px !important;
  height: 44px !important;
  background: rgba(255,255,255,0.92) !important;
  padding: 4px 8px !important;
}

/* ════════════════════════════════════════════════════════════════════════════
   MOUs & COLLABORATIONS SECTION (Real Logos Showcase)
════════════════════════════════════════════════════════════════════════════ */
.mou-section {
  background: var(--surface);
  padding: 72px 0;
  border-top: 1px solid var(--blue-100);
  border-bottom: 1px solid var(--blue-100);
  position: relative;
}
.mou-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 20px;
  margin-top: 40px;
}
.mou-card {
  background: #ffffff;
  border: 1.5px solid var(--blue-100);
  border-radius: var(--r-xl);
  padding: 24px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  transition: all 0.35s var(--ease);
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(30,58,138,0.04);
}
.mou-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--blue-900) 0%, var(--blue-400) 100%);
  opacity: 0;
  transition: opacity 0.3s var(--ease);
}
.mou-card:hover {
  transform: translateY(-6px);
  border-color: var(--blue-300);
  box-shadow: 0 16px 40px rgba(30,58,138,0.12);
}
.mou-card:hover::before {
  opacity: 1;
}
.mou-logo-box {
  width: 100%;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 4px;
}
.mou-logo-box svg, .mou-logo-box img {
  max-width: 100%;
  max-height: 56px;
  object-fit: contain;
}
.mou-partner-name {
  font-family: var(--font-head);
  font-size: 13.5px;
  font-weight: 800;
  color: var(--ink-950);
  margin-top: 10px;
  line-height: 1.25;
}
.mou-status-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 10px;
  font-weight: 800;
  color: var(--blue-700);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  padding: 3px 10px;
  border-radius: var(--r-xl);
  margin-top: 10px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ════════════════════════════════════════════════════════════════════════════
   ABOUT SECTION — REDESIGNED BANNER & GRID
════════════════════════════════════════════════════════════════════════════ */
.about-section {
  background: linear-gradient(180deg, #ffffff 0%, #f1f5f9 100%);
  padding: 80px 0;
  border-bottom: 1px solid var(--blue-100);
  position: relative;
  overflow: hidden;
}
.about-banner {
  background: linear-gradient(135deg, var(--blue-950) 0%, var(--blue-900) 60%, #1e3a8a 100%);
  border-radius: var(--r-2xl);
  padding: 48px;
  color: #ffffff;
  box-shadow: 0 20px 60px rgba(30,58,138,0.2);
  margin-bottom: 40px;
  position: relative;
  overflow: hidden;
}
.about-banner::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(56,189,248,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.about-banner-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  border-radius: var(--r-xl);
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-300);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
}
.about-banner-title {
  font-family: var(--font-head);
  font-size: clamp(24px, 3.2vw, 38px);
  font-weight: 900;
  color: #ffffff;
  line-height: 1.25;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}
.about-banner-desc {
  font-size: 16px;
  color: rgba(255,255,255,0.85);
  line-height: 1.7;
  max-width: 860px;
  margin-bottom: 32px;
}
.about-metrics-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.15);
}
.about-metric-item {
  display: flex;
  flex-direction: column;
}
.about-metric-num {
  font-family: var(--font-head);
  font-size: 28px;
  font-weight: 900;
  color: var(--blue-400);
}
.about-metric-lbl {
  font-size: 12px;
  color: rgba(255,255,255,0.7);
  font-weight: 600;
  margin-top: 2px;
}

.about-features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.about-feat-card {
  background: #ffffff;
  border: 1.5px solid var(--blue-100);
  border-radius: var(--r-xl);
  padding: 28px 24px;
  transition: all 0.35s var(--ease);
  box-shadow: 0 4px 16px rgba(30,58,138,0.04);
}
.about-feat-card:hover {
  border-color: var(--blue-300);
  box-shadow: 0 12px 32px rgba(30,58,138,0.12);
  transform: translateY(-4px);
}
.about-feat-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue-800);
  margin-bottom: 18px;
}
.about-feat-title {
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 8px;
}
.about-feat-desc {
  font-size: 13px;
  color: var(--ink-600);
  line-height: 1.6;
}

/* ════════════════════════════════════════════════════════════════════════════
   HOW-TO SECTION (IMPROVED 3-STEP PROCESS)
════════════════════════════════════════════════════════════════════════════ */
.how-section {
  background: #ffffff;
  padding: 88px 0;
  position: relative;
}
.how-flow {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
  position: relative;
}
.how-flow::before {
  content: '';
  position: absolute;
  top: 58px;
  left: 15%;
  right: 15%;
  height: 3px;
  background: linear-gradient(90deg, var(--blue-200) 0%, var(--blue-600) 50%, var(--blue-200) 100%);
  z-index: 0;
}
.how-card {
  background: #ffffff;
  border: 1.5px solid var(--blue-100);
  border-radius: var(--r-2xl);
  padding: 32px 28px;
  position: relative;
  z-index: 1;
  transition: all 0.35s var(--ease);
  box-shadow: 0 6px 24px rgba(30,58,138,0.06);
  display: flex;
  flex-direction: column;
}
.how-card:hover {
  transform: translateY(-6px);
  border-color: var(--blue-300);
  box-shadow: 0 16px 48px rgba(30,58,138,0.14);
}
.how-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}
.how-num-badge {
  width: 52px;
  height: 52px;
  border-radius: var(--r-lg);
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  color: #ffffff;
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(30,58,138,0.3);
}
.how-step-pill {
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-800);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  padding: 4px 12px;
  border-radius: var(--r-xl);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.how-card-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 10px;
}
.how-card-desc {
  font-size: 13.5px;
  color: var(--ink-600);
  line-height: 1.65;
  flex: 1;
}
.how-action-footer {
  margin-top: 24px;
  padding-top: 16px;
  border-top: 1.5px dashed var(--blue-100);
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--blue-700);
}
.how-bottom-banner {
  margin-top: 48px;
  background: linear-gradient(135deg, var(--blue-50) 0%, #ffffff 100%);
  border: 1.5px solid var(--blue-200);
  border-radius: var(--r-xl);
  padding: 24px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.how-banner-text h4 {
  font-size: 16px;
  font-weight: 800;
  color: var(--blue-900);
}
.how-banner-text p {
  font-size: 13px;
  color: var(--ink-600);
}

@media (max-width: 960px) {
  .about-metrics-bar { grid-template-columns: 1fr 1fr; }
  .about-features-grid { grid-template-columns: 1fr 1fr; }
  .how-flow { grid-template-columns: 1fr; gap: 20px; }
  .how-flow::before { display: none; }
}
@media (max-width: 640px) {
  .about-banner { padding: 28px 20px; }
  .about-metrics-bar { grid-template-columns: 1fr; }
  .about-features-grid { grid-template-columns: 1fr; }
}

/* ════════════════════════════════════════════════════════════════════════════
   COMPARE MODAL & TABLE DESIGN
════════════════════════════════════════════════════════════════════════════ */
.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 1000;
  background: rgba(15, 23, 42, 0.75);
  backdrop-filter: blur(12px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s var(--ease), visibility 0.3s var(--ease);
}
.modal-overlay.open {
  opacity: 1;
  visibility: visible;
}
.modal-box {
  background: #ffffff;
  border-radius: var(--r-2xl);
  box-shadow: 0 24px 72px rgba(0, 0, 0, 0.35);
  width: 100%;
  max-width: 1100px;
  max-height: 90vh;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  transform: translateY(20px) scale(0.98);
  transition: transform 0.3s var(--ease);
}
.modal-overlay.open .modal-box {
  transform: translateY(0) scale(1);
}
.modal-header {
  padding: 20px 28px;
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-800) 100%);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.modal-title {
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.02em;
}
.modal-close {
  background: rgba(255,255,255,0.15);
  border: none;
  color: #ffffff;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  font-size: 20px;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s;
}
.modal-close:hover {
  background: rgba(255,255,255,0.3);
  transform: rotate(90deg);
}
.modal-body {
  padding: 24px 28px;
  overflow-y: auto;
  flex: 1;
}

/* Compare Table */
.compare-modal-wrap {
  width: 100%;
  overflow-x: auto;
}
.compare-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}
.compare-table th,
.compare-table td {
  padding: 16px 20px;
  border-bottom: 1px solid var(--ink-100);
  vertical-align: top;
}
.cmp-feature-col {
  width: 200px;
  font-size: 12.5px;
  font-weight: 800;
  color: var(--blue-900);
  background: var(--blue-50);
  border-radius: var(--r-md) 0 0 var(--r-md);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.cmp-product-head {
  background: #f8fafc;
  min-width: 280px;
}
.cmp-head-box {
  display: flex;
  align-items: center;
  gap: 14px;
}
.cmp-logo-box {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  background: #ffffff;
  border: 1px solid var(--ink-100);
  padding: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}
.cmp-bank-img {
  max-width: 100%;
  max-height: 36px;
  object-fit: contain;
}
.cmp-avatar {
  font-family: var(--font-head);
  font-weight: 900;
  color: var(--blue-700);
  font-size: 13px;
}
.cmp-head-info { min-width: 0; }
.cmp-bank-name {
  font-size: 11px;
  font-weight: 700;
  color: var(--blue-700);
  display: block;
}
.cmp-prod-name {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 800;
  color: var(--ink-950);
  line-height: 1.25;
  margin-top: 2px;
}
.cmp-no-contact {
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-400);
}

/* Global Bullet List Styling */
.bullet-list {
  list-style: none !important;
  padding: 0 !important;
  margin: 0 !important;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.bullet-list li {
  position: relative;
  padding-left: 22px;
  font-size: 14px;
  color: var(--ink-800);
  line-height: 1.6;
}
.bullet-list li::before {
  content: '';
  position: absolute;
  left: 4px;
  top: 9px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--blue-600);
  box-shadow: 0 0 0 3px rgba(2,132,199,0.15);
}

.cmp-row-label {
  font-size: 12px;
  font-weight: 700;
  color: var(--ink-600);
  background: #f8fafc;
  white-space: nowrap;
}
.cmp-row-val {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-900);
  line-height: 1.5;
}
.cmp-details-btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 9px 18px;
  border-radius: var(--r-md);
  background: var(--blue-700);
  border: 1.5px solid var(--blue-700);
  color: #ffffff !important;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s var(--ease);
  box-shadow: 0 4px 14px rgba(30,58,138,0.25);
  white-space: nowrap;
}
.cmp-details-btn:hover {
  background: var(--blue-800);
  border-color: var(--blue-800);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(30,58,138,0.35);
}

/* ════════════════════════════════════════════════════════════════════════════
   COMPREHENSIVE MOBILE & TABLET RESPONSIVE STYLES
════════════════════════════════════════════════════════════════════════════ */

/* ════════════════════════════════════════════════════════════════════════════
   COMPREHENSIVE MOBILE & TABLET RESPONSIVE STYLES
════════════════════════════════════════════════════════════════════════════ */

@media (max-width: 1024px) {
  .wrap { padding: 0 16px; }
  .nav-links { display: none !important; }
  .nav-tools-group { display: none !important; }
  .nav-hamburger { display: flex !important; }
  .hero-inner { grid-template-columns: 1fr; gap: 32px; }
  .hero-content { padding-bottom: 0; text-align: center; }
  .hero-eyebrow { justify-content: center; margin: 0 auto 16px; }
  .hero-actions { justify-content: center; }
  .hero-stats { justify-content: center; }
  .sbp-bento { grid-template-columns: repeat(2, 1fr); }
  .sbp-bento-card:first-child { grid-column: span 2; }
  .mou-grid { grid-template-columns: repeat(3, 1fr); }
  .platform-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  /* Gov Strip */
  .gov-strip { height: auto; padding: 6px 0; }
  .gov-strip-inner { flex-direction: column; gap: 4px; text-align: center; justify-content: center; }
  .gov-strip-badges { justify-content: center; gap: 8px; flex-wrap: wrap; }
  .gov-badge { font-size: 10px; }
  .gov-strip-right { justify-content: center; font-size: 10px; flex-wrap: wrap; gap: 6px; }

  /* Navigation Header */
  :root { --nav-h: 60px; }
  .nav { height: 60px; }
  .nav-brand-logo-img { height: 34px; }
  .nav-brand-text strong { font-size: 14px; }
  .nav-brand-text span { display: none; }

  /* Hero Section */
  .hero { padding: 24px 0 32px; }
  .hero-title { font-size: 28px; line-height: 1.2; }
  .hero-subtitle { font-size: 14px; }
  .hero-actions { flex-direction: column; width: 100%; gap: 10px; }
  .btn-hero-primary, .btn-hero-ghost { width: 100%; justify-content: center; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .hero-stat { padding: 12px; }
  .hero-stat-num { font-size: 20px; }

  /* Hero Search Widget */
  .hero-filter-card { padding: 16px; border-radius: var(--r-lg); }
  .sector-grid { grid-template-columns: repeat(2, 1fr); gap: 8px; }
  .sector-btn { padding: 10px; }
  .sector-btn-label { font-size: 12px; }
  .sector-btn-desc { display: none; }
  .filter-row-2 { grid-template-columns: 1fr !important; gap: 10px !important; }
  .preset-amount-chips { justify-content: center; }

  /* Product Listing Cards */
  .results-control-bar { flex-direction: column; align-items: stretch; gap: 12px; }
  .rcb-left { flex-direction: column; align-items: flex-start; gap: 8px; }
  .rcb-right { justify-content: space-between; width: 100%; }
  
  .pcard-summary {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
    padding: 16px;
  }
  .pcard-bank-header {
    flex-wrap: wrap;
    gap: 8px;
  }
  .pcard-title-row {
    margin-bottom: 4px;
  }
  .pcard-name {
    font-size: 15px;
  }
  .pcard-data-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    background: var(--surface-2);
    padding: 10px;
    border-radius: var(--r-sm);
  }
  .pcard-actions {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    border-top: 1px solid var(--ink-100);
    padding-top: 10px;
    margin-top: 4px;
  }

  /* SBP Schemes Bento Grid */
  .sbp-bento { grid-template-columns: 1fr; }
  .sbp-bento-card:first-child { grid-column: span 1; }
  .sbp-bento-kpis { grid-template-columns: 1fr; gap: 8px; }

  /* MoUs Grid */
  .mou-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .mou-card { padding: 14px; }
  .mou-partner-name { font-size: 12px; }

  /* Platform & How Timeline */
  .platform-grid { grid-template-columns: 1fr; }
  .how-timeline { grid-template-columns: 1fr; gap: 16px; }

  /* Sticky Compare Drawer */
  .compare-drawer-inner { flex-direction: column; gap: 12px; text-align: center; }
  .compare-drawer-products { flex-wrap: wrap; justify-content: center; }
  .compare-drawer-actions { width: 100%; flex-direction: column; }
}

@media (max-width: 480px) {
  .gov-strip-badges .gov-badge:nth-child(n+2) { display: none; }
  .gov-sep { display: none; }
  .sector-grid { grid-template-columns: 1fr; }
  .mou-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-title { font-size: 24px; }
  .rcb-title { font-size: 18px; }
}

/* ════════════════════════════════════════════════════════════════════════════
   EMI CALCULATOR & ELIGIBILITY QUIZ MODAL STYLES
════════════════════════════════════════════════════════════════════════════ */
.nav-btn-link {
  font-family: inherit;
  font-size: 13px;
  font-weight: 700;
  color: var(--blue-900);
  background: var(--surface-2);
  border: 1px solid var(--ink-200);
  padding: 6px 13px;
  border-radius: var(--r-md);
  cursor: pointer;
  transition: all 0.2s var(--ease);
}
.nav-btn-link:hover {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #ffffff;
  transform: translateY(-1px);
}
.nav-btn-link.highlight {
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  border-color: var(--blue-900);
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(30,58,138,0.25);
}

.btn-calc-trigger {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  border-radius: var(--r-sm);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  color: var(--blue-800);
  font-size: 12.5px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.15s var(--ease);
}
.btn-calc-trigger:hover {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #ffffff;
}

/* Modal Overlay & Box Responsiveness */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.8);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  pointer-events: none;
  transition: all 0.25s var(--ease);
}
.modal-overlay.open {
  opacity: 1;
  pointer-events: auto;
}

.emi-modal-box, .quiz-modal-box {
  width: 100%;
  max-width: 820px;
  max-height: 90vh;
  display: flex;
  flex-direction: column;
  border-radius: var(--r-xl);
  padding: 0;
  overflow: hidden;
  background: #ffffff;
  box-shadow: 0 20px 60px rgba(0,0,0,0.35);
  margin: auto;
}
.emi-icon-box, .quiz-icon-box {
  width: 38px; height: 38px;
  border-radius: var(--r-md);
  background: var(--blue-50);
  border: 1px solid var(--blue-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}
.emi-modal-body, .quiz-modal-body {
  padding: 24px;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}

/* EMI Grid */
.emi-calc-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 24px;
}
@media (max-width: 768px) {
  .modal-overlay {
    padding: 8px;
    align-items: flex-end;
  }
  .emi-modal-box, .quiz-modal-box {
    max-height: 92vh;
    border-bottom-left-radius: 0;
    border-bottom-right-radius: 0;
  }
  .emi-modal-body, .quiz-modal-body {
    padding: 16px;
  }
  .emi-calc-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .emi-kpi-amount {
    font-size: 22px;
  }
  .emi-results-col {
    padding: 14px;
  }
  .nav-mobile-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    padding: 12px 16px;
    border-radius: var(--r-md);
    background: #f1f5f9;
    border: 1px solid #cbd5e1;
    color: #0f172a;
    font-size: 14px;
    font-weight: 700;
    cursor: pointer;
    width: 100%;
    margin-top: 6px;
  }
  .nav-mobile-btn.highlight {
    background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
    color: #ffffff;
    border-color: var(--blue-900);
  }
}

.emi-product-banner {
  background: #f0f9ff;
  border: 1px solid #bae6fd;
  border-radius: var(--r-md);
  padding: 10px 14px;
  margin-bottom: 16px;
}
.emi-banner-bank {
  display: block;
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-700);
  text-transform: uppercase;
}
.emi-banner-name {
  font-family: var(--font-head);
  font-size: 14px;
  color: var(--ink-950);
}

.emi-field-group {
  margin-bottom: 20px;
}
.emi-label-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
}
.emi-label-row label {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--ink-800);
}
.emi-value-badge {
  font-family: var(--font-head);
  font-size: 13px;
  font-weight: 800;
  color: var(--blue-800);
  background: var(--blue-50);
  padding: 3px 10px;
  border-radius: var(--r-xl);
  border: 1px solid var(--blue-200);
}
.emi-slider {
  width: 100%;
  accent-color: var(--blue-700);
  height: 6px;
  border-radius: 3px;
  cursor: pointer;
}
.emi-range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 10.5px;
  color: var(--ink-400);
  font-weight: 600;
  margin-top: 4px;
}

/* Results Column */
.emi-results-col {
  background: #f8fafc;
  border: 1px solid var(--ink-100);
  border-radius: var(--r-lg);
  padding: 20px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.emi-kpi-card {
  text-align: center;
  padding-bottom: 16px;
  border-bottom: 1px dashed var(--ink-200);
}
.emi-kpi-subtitle {
  font-size: 10px;
  font-weight: 800;
  color: var(--ink-400);
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
.emi-kpi-amount {
  font-family: var(--font-head);
  font-size: 26px;
  font-weight: 900;
  color: var(--blue-900);
}
.emi-kpi-subnote {
  font-size: 11.5px;
  color: var(--ink-600);
  margin-top: 2px;
}

.emi-breakdown-list {
  margin: 16px 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.emi-breakdown-item {
  display: flex;
  justify-content: space-between;
  font-size: 12.5px;
}
.emi-b-label { color: var(--ink-600); display: flex; align-items: center; gap: 6px; }
.emi-b-val { font-weight: 700; color: var(--ink-900); }
.emi-breakdown-item.total-row {
  border-top: 1px solid var(--ink-200);
  padding-top: 10px;
  font-weight: 800;
}
.emi-b-dot {
  width: 8px; height: 8px; border-radius: 50%; display: inline-block;
}
.principal-dot { background: var(--blue-700); }
.interest-dot { background: #f59e0b; }

.emi-progress-wrap { margin-bottom: 16px; }
.emi-progress-bar {
  height: 8px;
  border-radius: 4px;
  background: var(--ink-200);
  display: flex;
  overflow: hidden;
  margin-bottom: 6px;
}
.emi-bar-principal { background: var(--blue-700); transition: width 0.3s; }
.emi-bar-interest { background: #f59e0b; transition: width 0.3s; }
.emi-legend-row {
  display: flex;
  justify-content: space-between;
  font-size: 10.5px;
  color: var(--ink-500);
  font-weight: 600;
}
.emi-cta-btn {
  width: 100%;
  justify-content: center;
  padding: 11px;
  font-size: 13px;
}

/* Quiz Wizard Styles */
.quiz-step-bar {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 20px;
}
.quiz-step {
  padding: 8px;
  border-radius: var(--r-sm);
  background: var(--surface-2);
  border: 1px solid var(--ink-200);
  font-size: 11.5px;
  font-weight: 700;
  color: var(--ink-500);
  text-align: center;
}
.quiz-step.active {
  background: var(--blue-50);
  border-color: var(--blue-400);
  color: var(--blue-800);
}
.quiz-q-title {
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 16px;
}
.quiz-options-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
@media (max-width: 640px) {
  .quiz-options-grid { grid-template-columns: 1fr; }
}
.quiz-opt-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 18px 12px;
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-150, #e2e8f0);
  background: #ffffff;
  cursor: pointer;
  transition: all 0.2s var(--ease);
}
.quiz-opt-btn:hover {
  border-color: var(--blue-600);
  background: #f0f9ff;
  transform: translateY(-2px);
  box-shadow: 0 4px 16px rgba(30,58,138,0.1);
}
.quiz-opt-icon { font-size: 26px; margin-bottom: 8px; }
.quiz-opt-btn strong { font-size: 13.5px; color: var(--ink-950); margin-bottom: 4px; }
.quiz-opt-btn span { font-size: 11px; color: var(--ink-500); }

.quiz-success-badge {
  display: inline-block;
  background: #dcfce7;
  color: #15803d;
  font-size: 11px;
  font-weight: 800;
  padding: 4px 12px;
  border-radius: var(--r-xl);
  margin-bottom: 10px;
}
.quiz-result-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 8px;
}
.quiz-result-desc {
  font-size: 13.5px;
  color: var(--ink-600);
  line-height: 1.6;
  margin-bottom: 20px;
}

/* ════════════════════════════════════════════════════════════════════════════
   MOUS CAROUSEL SLIDER STYLES
════════════════════════════════════════════════════════════════════════════ */
.mou-header-row {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 20px;
  gap: 20px;
}
.mou-carousel-controls {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}
.mou-nav-btn {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: #ffffff;
  border: 1.5px solid var(--ink-200);
  color: var(--ink-800);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  transition: all 0.2s var(--ease);
}
.mou-nav-btn:hover {
  background: var(--blue-700);
  border-color: var(--blue-700);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(30,58,138,0.25);
}

.mou-carousel-wrapper {
  position: relative;
  width: 100%;
  overflow: hidden;
  border-radius: var(--r-xl);
  padding: 4px 2px 8px;
}
.mou-carousel-track {
  display: flex;
  gap: 16px;
  overflow-x: auto;
  scroll-behavior: smooth;
  scroll-snap-type: x mandatory;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  padding-bottom: 12px;
}
.mou-carousel-track::-webkit-scrollbar {
  display: none;
}
.mou-carousel-item {
  flex: 0 0 calc(20% - 13px);
  min-width: 210px;
  scroll-snap-align: start;
  margin: 0;
}
@media (max-width: 1200px) {
  .mou-carousel-item { flex: 0 0 calc(25% - 12px); }
}
@media (max-width: 900px) {
  .mou-carousel-item { flex: 0 0 calc(33.333% - 11px); }
}
@media (max-width: 600px) {
  .mou-carousel-item { flex: 0 0 calc(50% - 8px); min-width: 160px; }
}



/* ════════════════════════════════════════════════════════════════════════════
   BACK TO TOP FLOATING BUTTON
════════════════════════════════════════════════════════════════════════════ */
.back-to-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.2);
  box-shadow: 0 4px 16px rgba(30, 58, 138, 0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 990;
  opacity: 0;
  pointer-events: none;
  transform: translateY(16px);
  transition: all 0.25s var(--ease);
}
.back-to-top.show {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}
.back-to-top:hover {
  background: linear-gradient(135deg, var(--blue-800), #0f172a);
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 8px 24px rgba(30, 58, 138, 0.45);
}
@media (max-width: 768px) {
  .back-to-top {
    bottom: 20px;
    right: 16px;
    width: 40px;
    height: 40px;
  }
}

/* ════════════════════════════════════════════════════════════════════════════
   INTERACTIVE TOOLS SECTION STYLES
════════════════════════════════════════════════════════════════════════════ */
.tools-section {
  padding: 60px 0;
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
  border-bottom: 1px solid var(--ink-100);
}
.tools-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
@media (max-width: 860px) {
  .tools-grid { grid-template-columns: 1fr; }
}

.tool-card {
  background: #ffffff;
  border-radius: var(--r-xl);
  border: 1.5px solid var(--ink-200);
  padding: 32px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.04);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all 0.25s var(--ease);
}
.tool-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(30,58,138,0.12);
  border-color: var(--blue-600);
}

.tool-card-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--blue-50);
  color: var(--blue-800);
  font-size: 11.5px;
  font-weight: 800;
  padding: 5px 12px;
  border-radius: var(--r-xl);
  width: fit-content;
  margin-bottom: 16px;
}
.tool-card-badge.quiz-badge {
  background: #fef3c7;
  color: #92400e;
}

.tool-card-title {
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 800;
  color: var(--ink-950);
  margin-bottom: 8px;
}
.tool-card-desc {
  font-size: 13.5px;
  color: var(--ink-600);
  line-height: 1.6;
  margin-bottom: 20px;
}

.tool-mini-calculator {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--r-lg);
  padding: 16px 20px;
  margin-bottom: 24px;
}
.tool-calc-row {
  display: flex;
  justify-content: space-between;
  font-size: 12.5px;
  color: var(--ink-600);
  margin-bottom: 6px;
}
.tool-calc-val {
  font-weight: 700;
  color: var(--ink-900);
}
.tool-calc-result {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px dashed var(--ink-300);
  font-size: 13px;
  color: var(--blue-900);
}
.tool-calc-result strong {
  font-size: 16px;
  font-weight: 800;
  color: var(--blue-700);
}

.tool-quiz-preview {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 24px;
}
.quiz-step-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border-radius: var(--r-md);
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--ink-700);
}
.quiz-step-item.active {
  background: #fffbeb;
  border-color: #fde68a;
  color: #92400e;
}
.quiz-step-item .step-num {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--blue-700);
  color: #fff;
  font-size: 11px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
}
.quiz-step-item.active .step-num {
  background: #d97706;
}

.tool-action-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 13px 20px;
  border-radius: var(--r-lg);
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  color: #ffffff;
  font-size: 14px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: all 0.2s var(--ease);
  box-shadow: 0 4px 14px rgba(30,58,138,0.2);
}
.tool-action-btn:hover {
  background: linear-gradient(135deg, var(--blue-800), #0f172a);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(30,58,138,0.3);
}
.quiz-action-btn {
  background: linear-gradient(135deg, #d97706, #b45309);
  box-shadow: 0 4px 14px rgba(217,119,6,0.25);
}
.quiz-action-btn:hover {
  background: linear-gradient(135deg, #b45309, #78350f);
  box-shadow: 0 6px 20px rgba(217,119,6,0.35);
}

/* ════════════════════════════════════════════════════════════════════════════
   SBP SCHEME DETAILS MODAL & BUTTON STYLES (ROYAL BLUE THEME)
════════════════════════════════════════════════════════════════════════════ */
.sbp-bento-modal-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 11px 16px;
  border-radius: var(--r-md);
  background: #f0f9ff;
  border: 1.5px solid #bae6fd;
  color: var(--blue-800);
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
  transition: all 0.2s var(--ease);
}
.sbp-bento-modal-btn:hover {
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  border-color: var(--blue-900);
  color: #ffffff;
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(30, 58, 138, 0.25);
}

.sbp-modal-box {
  max-width: 760px;
}
.sbp-modal-header {
  background: linear-gradient(135deg, var(--blue-900), #0f172a);
  color: #ffffff;
  padding: 20px 24px;
}
.sbp-modal-badge {
  font-size: 11px;
  font-weight: 800;
  color: #93c5fd;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.sbp-modal-kpi-bar {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--r-lg);
  padding: 16px;
  margin-bottom: 24px;
}
@media (max-width: 640px) {
  .sbp-modal-kpi-bar { grid-template-columns: 1fr; }
}
.sbp-m-kpi {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.sbp-m-label {
  font-size: 11px;
  font-weight: 800;
  color: var(--ink-500);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.sbp-m-val {
  font-family: var(--font-head);
  font-size: 14.5px;
  font-weight: 800;
  color: var(--ink-950);
}

.sbp-modal-section {
  margin-bottom: 20px;
}
.sbp-m-sec-title {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 800;
  color: var(--blue-950);
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 1.5px solid var(--ink-100);
}
.sbp-m-sec-text {
  font-size: 13.5px;
  color: var(--ink-700);
  line-height: 1.75;
  white-space: pre-wrap;
}

.btn-sbp-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 16px;
  border-radius: var(--r-md);
  background: #f0f9ff;
  border: 1px solid #bae6fd;
  color: #0369a1;
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s var(--ease);
}
.btn-sbp-link:hover {
  background: #0369a1;
  color: #ffffff;
}